Putri, Devindya Citra Prameisti
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Peran Teknologi Finansial FinTech dalam Mengubah Layanan Perbankan Tradisional Putri, Devindya Citra Prameisti; Lutfianti, Alya
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14067398

Abstract

Advances in financial technology (FinTech) have had a significant impact on traditional banking services. FinTech offers faster, easier and more efficient financial solutions through innovations such as digital payments, peer-to-peer (P2P) lending and automated investment management, expanding access to financial services. In addition, FinTech contributes to financial inclusion by reaching communities that have not been served by conventional banks. However, banking is faced with challenges in terms of regulation, data security and competition. This research explores the impact of FinTech on the banking sector and the challenges that arise in the era of digitalization.
Peran Hukum Dalam Menjamin Transparansi dan Akuntabilitas Tata Kelola Perusahaan Putri, Devindya Citra Prameisti; Damayanti, Winda Agustina; Lutfianti, Alya
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14068084

Abstract

Law plays a role as the main regulator in implementing the principles of transparency and accountability. Transparency involves the disclosure of clear, accurate and timely information, including announcements of PT establishments, openness in ownership information, and openness in open management. Accountability refers to individual or organizational responsibility for company actions and decisions, as well as the obligation to report, explain and account for company performance results to stakeholders. The role of law in ensuring transparency and accountability in corporate governance is to ensure that companies operate openly, honestly and in accordance with the rules. The law regulates information disclosure, internal supervision, and protection of shareholders rights, while providing sanctions for violations, in order to create responsible governance and high integrity.