Lutfianti, Alya
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Peran Teknologi Finansial FinTech dalam Mengubah Layanan Perbankan Tradisional Putri, Devindya Citra Prameisti; Lutfianti, Alya
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14067398

Abstract

Advances in financial technology (FinTech) have had a significant impact on traditional banking services. FinTech offers faster, easier and more efficient financial solutions through innovations such as digital payments, peer-to-peer (P2P) lending and automated investment management, expanding access to financial services. In addition, FinTech contributes to financial inclusion by reaching communities that have not been served by conventional banks. However, banking is faced with challenges in terms of regulation, data security and competition. This research explores the impact of FinTech on the banking sector and the challenges that arise in the era of digitalization.
Peran Hukum Dalam Menjamin Transparansi dan Akuntabilitas Tata Kelola Perusahaan Putri, Devindya Citra Prameisti; Damayanti, Winda Agustina; Lutfianti, Alya
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14068084

Abstract

Law plays a role as the main regulator in implementing the principles of transparency and accountability. Transparency involves the disclosure of clear, accurate and timely information, including announcements of PT establishments, openness in ownership information, and openness in open management. Accountability refers to individual or organizational responsibility for company actions and decisions, as well as the obligation to report, explain and account for company performance results to stakeholders. The role of law in ensuring transparency and accountability in corporate governance is to ensure that companies operate openly, honestly and in accordance with the rules. The law regulates information disclosure, internal supervision, and protection of shareholders rights, while providing sanctions for violations, in order to create responsible governance and high integrity. 
The Application of Restorative Justice to Criminal Acts Committed by Persons with Disabilities in The Perspective of Educational Criminalization (Case Study in Semarang) Lutfianti, Alya; Sri Utari, Indah
Law Research Review Quarterly Vol. 11 No. 4 (2025): Articles in press
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/llrq.v11i4.39601

Abstract

Persons with disabilities facing the law need special legal protections to ensure equal and non-discriminatory justice. However, in law enforcement practice in Indonesia, the implementation of proper accommodation and legal assistance is still not optimal. This research aims to analyze legal protection for persons with disabilities and the application  of restorative justice in the perspective of educational criminalization. The research method used is normative research with a legislative and conceptual approach. The results of the study show that even though legal regulations are available, they still face obstacles in their implementation, so that the application  of restorative justice based on educational criminalization is seen as more humane and just because it focuses on recovery and rehabilitation.