Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Jurnal Bina Bangsa Ekonomika
Zuhdi, Muhammad Farhan
Unknown Affiliation
Economics, Econometrics & Finance Education Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PERAN ASURANSI SYARIAH DALAM MEMENUHI KESEHATAN FINANSIAL MASYARAKAT PERKOTAAN Zuhdi, Muhammad Farhan; Sulaiman Sitompul, Gandi; Fatahilla, Lou; Harahap, Nurhayati
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.782

Abstract

Sharia insurance plays an important role in facing financial risks faced by urban communities, who are often trapped in a consumptive lifestyle. The background of this research focuses on the challenges faced by society in managing unexpected risks, such as job loss and health costs. The purpose of this study is to explore how sharia insurance can provide financial protection and improve people's financial health. The method used is a qualitative approach with literature analysis and interviews to understand public perception of sharia insurance. The results of the study show that although sharia insurance offers significant benefits, insurance offers benefits while urban communities are exposed to risks in the future. Especially with the lifestyle of people who have a consumptive tendency coupled with professional uncertainty which results in losing their jobs anytime and anywhere, thus allowing people to lose income. Sharia insurance can protect the community from the risk of financial losses of the community, so that the financial health of the community can be fulfilled. The conclusion of this study emphasizes the need for better education about sharia insurance and the development of products that are in accordance with the needs of the community, so that sharia insurance can function optimally in supporting financial stability and the welfare of urban communities.
DETERMINING THE PROFITABILITY OF PT. ASURANSI JIWA SYARIAH JASA MITRA ABADI TBK. (JMAS) PERIOD 2017 – 2024 zuhdi, Muhammad Farhan; Nurwani; Tambunan, Khairina
SOSIOEDUKASI Vol 14 No 2 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i3.5839

Abstract

This research seeks to examine the effect of contribution income, claim expenses, and risk-based capital on PT's profitability. Asuransi Jiwa Mitra Syariah Tbk. (JMAS). In contemporary times, the demand for financial security is growing, leading insurance to have a significant role in handling the risks faced by clients. This research employs a quantitative approach utilizing secondary data derived from the company's yearly financial reports for the years 2017-2024, comprising a population and sample of 32 data points, with the sampling method being a saturated sample. The study's results indicate that contribution income has a negligible impact on profitability, as claim burden follows contribution income. At the same time, claims costs greatly influence profitability. Conversely, risk-based capital (RBC) has minimal impact on profitability, underscoring the necessity of effective fund management. This conclusion indicates that these elements need to be effectively managed to enhance the financial performance of Islamic insurance firms. This study aims to offer guidance for management and stakeholders in making strategic decisions to enhance profitability
Co-Authors Fatahilla, Lou Nurhayati Harahap Nurwani Sulaiman Sitompul, Gandi Tambunan, Khairina