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Analisis Kausalitas Cranger Kebijakan Moneter Syari'ah Terhadap Perekonomian Indonesia Tambunan, Khairina; Nawawi, Muhammad Ikhwanda
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3012

Abstract

This study aims to explain causality between Islamic monetary policy with Shariah Open Market Operation instrument and Bank Indonesia Sharia Certificate on inflation with time series data period from January 2010 - June 2017 which processed by Granger causality analysis method and using vectorautoregresive model. This study shows a direct causal relationship of OPTS to GDP, SBIS to OPTS and two-way causal relationship between SBIS and GDP.
Analisis Kointegrasi Zakat dan Pertumbuhan Ekonomi Indonesia Periode Tahun 2015-2018 Tambunan, Khairina; Harahap, Isnaini; Marliyah, M.
AKTSAR: Jurnal Akuntansi Syariah Vol 2, No 2 (2019): December 2019
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v2i2.6066

Abstract

This study analyzes the existence of short-term and long-term relationships between zakat variables and Indonesia's economic growth in the 2015-2018 period. Zakat as one of Islamic philanthropy is used to prosper Muslims. Zakat is divided into productive zakat and consumptive zakat. This study uses a cointegration test which is one of the tests of the VAR VECM method to determine whether or not there are short-term and long-term effects. The data used uses time-series data from 2015-2018 with data interpolated to monthly period data. The results show that zakat affects Indonesia's economic growth both in the short and long term.
Analisis Kausalitas Cranger Kebijakan Moneter Syari'ah Terhadap Perekonomian Indonesia Khairina Tambunan; Muhammad Ikhwanda Nawawi
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3012

Abstract

This study aims to explain causality between Islamic monetary policy with Shariah Open Market Operation instrument and Bank Indonesia Sharia Certificate on inflation with time series data period from January 2010 - June 2017 which processed by Granger causality analysis method and using vectorautoregresive model. This study shows a direct causal relationship of OPTS to GDP, SBIS to OPTS and two-way causal relationship between SBIS and GDP.
ANALISIS PERSEPSI WAQIF PADA WAKAF TUNAI DI BWI SUMATERA UTARA Imsar Imsar; Khairina Tambunan; Franaya Al Arfa
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (584.336 KB) | DOI: 10.30821/se.v7i2.10620

Abstract

The purpose of this study was to determine the perception of waqif on cash waqf at BWI North Sumatra. This study uses a descriptive qualitative method, by taking the object of research at BWI North Sumatra. As the research informant, Nazhir from BWI North Sumatra, the waqif. This study explains that there are 5 indicators used to measure the perception of waqif, namely internal indicators consisting of income, understanding and external indicators, namely information media, convenience and benefits of cash waqf at BWI SU. Based on the results of the data questionnaire assessment, that 73.3% of waqif stated that it was good from the income indicator. This means that waqifs have a good perception of cash waqf that the more prosperous the community, the greater the potential for cash waqf. From the indicators of understanding, 46.7% of waqifs said they were good with cash waqf. That is, waqif has a good perception of cash waqf in terms of understanding so that awareness arises in advancing the Islamic economy through cash waqf. From the information media indicators, 43.3% of waqif stated that they were neutral towards the perception of waqif in terms of access to information media. This means that BWI SU should further promote information media through online media in the digital era. From the convenience indicator 46.7% waqif answered well. This means that waqifs have a good perception of the convenience provided in accessing BWI SU for cash waqf collection transactions for waqifs. From the benefits indicator 56.7% waqif answered well. This means that waqifs have a good perception of the benefits of cash waqf, which can train the social spirit and help people in need.
TANGGAPAN MASYARAKAT TERHADAP DAMPAK PANDEMI COVID - 19 TERHADAP EKONOMI NEGARA BERKEMBANG (INDONESIA) ZAHRINA GHAISANY PULUNGAN; KHAIRINA TAMBUNAN
JURNAL ILMIAH MAKSITEK Vol 6 No 4 (2021): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 pandemic that occurred in Indonesia since mid-2020 is very attention-grabbing. The impact is not only onpublic health, but also affects the country's economy. Even today the world economy is experiencing severe pressurecaused by the virus. The purpose of this study is to find out the public's response to the impact of pandemics on economiesin developing countries, especially in Indonesia. The research method used is a qualitative method by sharing openquestionnaires through google form. The sample population of 30 people consists of people with various work backgrounds.Many communities whose economies were negatively affected during the pandemic. From the results of the study found thatthe majority of respondents to the economy were negatively affected, namely as much as 56%, those who were positivelyaffected by 20% and those who were not affected by 24%. The economic impact is also felt by their surrounding environmentand the economy in Indonesia as a developing country, various government policies in addressing economic problems areneeded. In addition, community cooperation is also needed to overcome each other's problems.
ANALISIS PERAN PENDIDIKAN DALAM PEMBANGUNAN EKONOMI ISLAM MELALUI SUMBER DAYA MANUSIA PASCA PANDEMI COVID - 19 NIKITA ZULYAN BATUBARA; KHAIRINA TAMBUNAN
JURNAL ILMIAH KOHESI Vol 6 No 1 (2022): JURNAL ILMIAH KOHESI
Publisher : LP2MTBM MAKARIOZ

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The existence of the Covid-19 virus has changed the whole world and felt its impact in various fields, especially education.All state leaders issued circulars regarding the teaching and learning process that started from face-to-face to online(distance learning). This makes students feel the impact themselves, including being unproductive. Moreover, developmentin Indonesia has declined due to this pandemic, so that there will be a reduction in productive and creative human resourcesto revive development through an Islamic economic perspective based on the Qur'an and Haditsh.
Analisis Persepsi Wakif Terhadap Wakaf Tunai di BWI Sumatera Utara Franaya Al Arfa; Imsar; Khairina Tambunan
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 14 No 2 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol14Iss2.147

Abstract

The purpose of this study was to determine the perception of wakif on cash waqf at BWI North Sumatra. This study uses a descriptive qualitative method, by taking the object of research at BWI North Sumatra. As the research informant, Nazhir from BWI North Sumatra, the wakif. This study explains that there are 5 indicators used to measure the perception of wakif, namely internal indicators consisting of income and understanding, and external indicators, namely information media, convenience and benefits of cash waqf at BWI North Sumatra. Based on the results of the data questionnaire assessment, that 73.3% of wakif stated that it was good from the income indicator. This means that wakifs have a good perception of cash waqf that the more prosperous the community, the greater the potential for cash waqf. From the indicators of understanding, 46.7% of wakifs said they were good with cash waqf. That is, wakif has a good perception of cash waqf in terms of understanding so that awareness arises in advancing the Islamic economy through cash waqf. From the information media indicators, 43.3% of wakif stated that they were neutral towards the perception of wakif in terms of access to information media. This means that BWI SU should further promote information media through online media in the digital era. From the convenience indicator 46.7% wakif answered well. This means that wakifs have a good perception of the convenience provided in accessing BWI SU for cash waqf collection transactions for wakifs. From the benefits indicator 56.7% wakif answered well. This means that wakifs have a good perception of the benefits of cash waqf, which can train the social spirit and help people in need. Keywords: Perception, Cash Waqh, BWI Sumatera Utara
ANALISIS PENGARUH INVESTASI, OPERASI MONETER DAN ZIS TERHADAP PERTUMBUHAN EKONOMI INDONESIA Khairina Tambunan
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (460.219 KB) | DOI: 10.30821/ajei.v1i1.364

Abstract

This study seeks to verify and explain the influence of investment, monetary operations and alms to the Indonesian economy. While the method used is multiple linear regression analysis method with variables that conventional mutual funds, Islamic mutual funds, Bank Indonesia Sharia Deposit Facility (FASBIS), the amount of zakat, donation, and alms (ZIS) and Indonesia's real Gross Domestic Product. The data used in this research is time series data in the period from January 2013 - December 2015. The study found that simultaneously showed that about 97.2% variable konvensonal mutual funds, Islamic mutual funds, FASBIS, and zakat affect Indonesia's GDP the period January 2013- December 2015, while 2.8% is explained by other factors. Partially conventional mutual funds, FASBIS, and alms giving effect to real GDP Indonesia, while Islamic mutual funds do not look real to real GDP Indonesia.
Implementasi Metode Target Profit Pricing dalam Meningkatkan Pendapatan pada Usaha Dagang Telur Gulung Raffi Purnama Ramadani Silalahi; Khairina Tambunan; Rafika Azwina
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Telur Gulung Raffi adalah usaha yang bergerak pada bidang kuliner. UD. Telur Gulung Raffi terletak di Jln. Veteran Kel. Tangsi Kec. Binjai Kota, Kota Binjai, Sumatera Utara 20714 tepatnya didepan Kampus Kaputama. Penelitian ini bertujuan untuk mengetahui harga jual telur gulung dalam 1 tusuk dengan menggunakan metode target Profit Pricing. Penelitian ini dilakukan dengan tahapan yaitu mengumpulkan data, menganalisis data dan mengolah data serta menyimpulkan hasil penelitian. Hasil yang diperoleh dari penelitian ini ialah penentuan harga yang ditentukan oleh metode target profit pricing yaitu biaya poduk sebesar Rp.721,33/tusuk dengan asumsi keuntungan Rp. 801,47/tusuk untuk keuntungan 10%, selanjutnya Rp. 901,66 untuk keuntungan 20% dan 961,77/tusuk untuk keuntungan 25%. Dan akhirnya saran untuk UD. Telur Gulung Raffi agar tetap mempertahankan kualitas cita rasa dan menambahkan topping yang menarik minat beli konsumen tanpa merusak citarasa yang ada.
Eektivitas Penerapan Islamic Microfinance melalui Pembiayaan Mikro dalam Pengembangan Usaha dan Peningkatan Pendapatan Nasabah UMKM (Studi Kasus Pada Bank Syariah di Kota Medan Purnama Ramadani Silalahi; Khairina Tambunan; Antin Kurnyasih
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Peningkatan laju petumbuhan pembiayaan mikro sejalan dengan program pemerintah yang semakin memberi kemudahan pada sektor usaha mikro untuk semakin berkembang. Dalam menjalankan produknya tentu Bank tidak telepas dari risiko. Oleh karena itu, manajemen risik diperlukan untuk Bank dan diharapkan dapat meminimalisir risiko yang terjadi pada produk pembiayaan mikro dengan prosedur dan sistematika yang jelas dan baik. Hasil penelitian ini menunjukkan bahwa risiko kredit (pembiayan) adalah jenis risiko yang dihadapi oleh Bank, risiko ini terjadi akibat kegagalan dari pihak nasabah dalam memenuhi kewajiban/tanggungungan ansurannya, pembiayaan mikro pada Bank pada umumnya menerapkan dua tahap manajemen risiko yaitu manajemen risiko dan pra risiko dan manajemen risiko pada saat terjadinya risiko yang perpedoman sesuai dengan Penerapan Manajemen pada Bank Umum Syariah dan Unit Usaha Syariah, yang dimulai dengan mengindentifikasikan risiko, pengukuran risiko, dan pemantauan risiko dan pengendalian risiko. Efektivitas manajemen risiko yang diterapkan Kota Medan terlihat dari kemungkinan risiko yang muncul pada pembiayaan mikro dibawah 1%.
Co-Authors Achmad Al Hafiz Lubis ADELIA Agung Wibowo Ahmad Firdaus Lingga Ahmad Perdana Indra Aidila Syafitri Ainun Reska Ali Djamhuri Ali Mahadi Ritonga Amanda, Feby Aulia Amin Akbar Andri Soemitra Andri Widiani Anisah Salsabila Nasution Anni Zuhro Syafrida Hasibuan Annisa Ulul Azmi Panjaitan Anriza Witi Nasution Antin Kurnyasih Arifin Fauzi Lubis Arnasyah, Indah Dwi Astri, Yulita Athifa Radella tabina Atika Atika Aula Maulidah Auliya Ahmad Suhardi Ayuni Syafitri Ayuni Syafitri Azhari Akmal Tarigan Azhari, Farah Indah Bako, Risma Wati Boangmanalu, Farida Hanum Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Cindy Anggreni Cintia Indriyani Daryan Muhsin Hadi Batubara Deni Dharmawansyah Denny Permana Siregar Dewi, Risna Dian April Yani Dimas Surya Dinda Anisa Dorlan Habibi Dwi Yanti Sahriana Efrianda Hutabarat, M. Rafiq Egi Regi Prayoga Egi Regi Prayoga Ekry Syahriwanda Enjeli Erwin Fitrah Jauhari Eza Okhy Awalia Br Nasution Fadhila Rahma, Tri Inda Fadhillah, Afrahul Fadillah Ramadhani Siregar Fahmil Fadillah Faizah Hasibuan Fany Renaldy Harahap Faza Halillah Feby Aulya Wardani Fika Nurtivanny Fitra Ilham Ramadhan Fitri Adinda Pasaribu Fitriyani Franaya Al Arfa Franaya Al Arfa Franaya Al Arfa Ghilman Rozy Hrp Ginting, Siti Nurhasanah Br Gunawan Prasetio Habibah Shobri Hafiza Putri Barus Haliza Jewina Hanafi Nasution, M Mifta Harahap, Muhammad Ikhsan Harahap, Syarah Nurul Fhadhilah Hasanah, Sri Nurul Hasibuan, Siti Rama Hasriyati Hanum Siregar Hawanda, Maisyah Hawari, Habil Mirza Hendra Harmain Hendra Harmain Hendra Harmain Heri Kurniawan Hilma Kholilah Lubis Hilman Hanif Hotbin Husugian Hutabarat, Siti Lutfia Ihsan Alfi Lubis Ilfi Rayuarfika Siregar Imsar Imsar Imsar Imsar, Imsar Indah Permata Sari Inggit Eka Saputri Inna Insana IrawanLubis, Muhammad Fahri Irma Rahmawani Panjaitan Irsan Al Fadhil Nasution Isnaini Harahap Jannah, Nurul Jodi Syahputra Juliana Nasution Juliati Nasution, Yenni Samri Khafifah Parawansa Khairul Hasanah Khalya Maya Amalia Khofifah Sari hasibuan Khoirul Ardani Manurung Laiyinna Misqha Efendi Listika Putri Lestari Nasution Lubis, Melisa Lubis, Mutiara Suci Kesuma M Luthfi Perdana Siregar M Nawawi, Zuhrinal M Rayhan Kamil M. Ridwan M.E.I Arfan Tanjung Manullang, Adinda Syariana Dewi Marliyah Marliyah Maryam Batubara Maryam Batubara Maulida Qadisyah Maya Oktavia Dalimunthe Meutia Maulida Rahma Mhd Faisal Anwar Afandi Rambe Miftahul Husna Hutapea Milia Ningrum, Eka Minda Agustina Muhammad Al Giffary Muhammad Alwi Setiawan Muhammad Arif Muhammad Azy Rahmanda Lubis Muhammad Fawwaz Eljawahir Hsb Muhammad Hasan Asy Ary Muhammad Ikhwanda Nawawi Muhammad Ilzam Harahap Muhammad Imam Daei Muhammad Lathief Ilhamy Nasution MUHAMMAD MUSTHOFA Muhammad Raihan Muhammad Sandi Muhammad Yafiz Mustafa Hidayat Nasution Mustapa  Khamal  Rokan Mustika Ayu Anggreini Muthia Aisyah Mutiara Dewi, Mutiara Naili Nuril Aufa Manik Naser Daulay, Aqwa Nasution, Dwi Rizki Nabila Nasution, Wahyuni Br. Nawawi, Muhammad Ikhwanda NIKITA ZULYAN BATUBARA Ningsih, Anggi Aditiya Niza Utami Novita Hannum Harahap Novita Sari NUR AHMADI BI RAHMANI Nur Syafikah Lubis Nurbaiti , Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlaila Nurul Aflah Harahap Nurwani Pane, Jihan Atiqah Panyusunan, Raja Pina Wardani Purnama Ramadani Silalahi Purnama Ramadhani Silalahi Purnama Ramadhani Silalahi putri, amanda afriza Qadisyah, Maulida Rafi Husin Harahap Rafika Afifah Angkat Rafika Ananda Putri Rafika Azwina Rahmad Riho Zeen Rahmadhana, Efri Raihani Azzahra Aljune Raisa Muthia Syahrani Hasibuan Ramadhani, Sri Rani Alfiani Rendi Setiawan Purba Reni Ilma Sari Repa Jimmy Siregar Ridwan, Aldy Rifki Ismal Risfa Dwi Andini Risma Haryani Siregar Risma Warti Risna Ina Dewi Ritonga, Rizka Sabila Riza Saharah Piliyang Rizki Harnita Rizkika Yulika Rizky Febrian Saragih Roren, Yeli Salwa Fadhilah Haya Saparuddin Siregar Sari, Indaniaty Hasanah Satria Abdillah Ilman Seli Sasmita Sholiha, Sintaini Fi Siti Aisyah Siti Amrina Hasibuan Siti Bejana Siagian Sitohang, Misbah Sri Ainun Sri Rezeki sri sudiarti Sri Sudiarti Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Surya Alfi Nurrahma Suryadi Syabatullah Suryani Suryani Susana Paixão-Barradas Syahla, Nurul Syahputra, Jodi Tanjung, Ahmad Fuadi Taqiya Zahrowaini Tarigan, Evelyne Vagittha br Titin Ayu Lestari Tri Inda Fadhila Rahma Tri Indah Fadhilah Tuti Aggraini Tuti Anggraini Tuti Anggraini Ujung, Asna Ul Husni Wanda Hamidah Widya Ayu Harahap Wika Lutfiah Sakinah Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yenni Samri Juliati Nst Yola Aprilia Sibagariang Yuliana Putri Yuningsih, Apriliani Yusrizal Yusrizal Yusrizal Yusrizal ZAHRINA GHAISANY PULUNGAN Zhara Hafizha Zidane, Muhammad Raihan Zuhdi, Muhammad Farhan Zuhrinal M. Nawawi