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All Journal Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah IECON: International Economics and Business Conference
Hapid
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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The Influence of Family Income, Living Environment and Education on Poverty in Palopo City Ahmad Refki Saputra; Hapid; Jusman; Adi Firmanzah
IECON: International Economics and Business Conference Vol. 2 No. 2 (2024): International Conference on Economics and Business (IECON-2)
Publisher : www.amertainstitute.com

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Abstract

This study examines the influence of family income, living environment, and education on poverty levels in Palopo City. Utilizing secondary data from the Palopo City Central Statistics Agency, the research analyzes the relationship between these exogenous variables—family income, living environment, and education—and the endogenous variable of poverty. The study employs panel data, combining time series and cross-sectional data, and uses quantitative analysis through path analysis to evaluate the relationships. The findings reveal that all proposed hypotheses are supported. Hypothesis 1 confirms that family income has a significant positive effect on poverty in Palopo City, indicating that lower family income levels are strongly associated with higher poverty rates. Hypothesis 2 establishes that the living environment has a positive and significant effect on poverty, suggesting that poor living conditions contribute substantially to poverty levels. Hypothesis 3 demonstrates that education also has a positive and significant effect on poverty, implying that limited educational attainment exacerbates poverty issues. These results underscore the interconnectedness of income, environmental conditions, and education in shaping poverty dynamics. The findings highlight the need for integrated policy interventions aimed at improving family income, enhancing living conditions, and increasing educational access to effectively combat poverty in Palopo City. Future research could explore other potential determinants and their interaction with these factors.
PENGARUH INFLASI AKSES MODAL DAN PELATIHAN KEWIRAUSAHAAN TERHADAP KINERJA UMKM DITENGAH TANTANGAN EKONOMI Arti, Pidia; Hapid; Hamid, Rahmad Solling
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i2.16816

Abstract

MSMEs with inflation, access to capital and good entrepreneurship training tend to be able to improve MSME performance effectively. This study aims to examine the effect of inflation, access to capital, and business training on MSME employee productivity in the context of the economic crisis in Palopo City. The population of this study consisted of all MSME actors in Palopo City totaling 50 people, and all members of the population were sampled. This study uses a quantitative approach with primary data collected through online questionnaire distribution. Data analysis techniques include instrument testing, multiple linear regression testing, and hypothesis testing analyzed using the SPSS 25 application. The results of the t-test show that inflation, access to capital, and entrepreneurship training have a positive and significant effect on MSME performance. Meanwhile, the f-test shows that simultaneously, inflation, access to capital and entrepreneurship training have a positive and significant effect on MSME performance.
Pengaruh Literasi Keuangan dan Lifestyle Terhadap Pengelolaan Keuangan Pribadi Gen-Z pada Mahasiswa IAIN Palopo Nurul Husna S; Hapid; Samsul Bachri
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.7770

Abstract

In today's modern era, many people, especially the younger generation, face difficulties in managing their personal finances, which is often caused by low financial literacy and a lifestyle that is not in accordance with financial conditions. This study aims to determine the effect of financial literacy and lifestyle on Gen-Z personal financial management in IAIN Palopo students. the method used in this study uses quantitative methods with multiple linear regression techniques, with a sample size of 75 respondents, namely IAIN Palopo students in the Sharia Economics study program class of 2021, 2022, and 2023. Data collection was carried out using a questionnaire consisting of three variables, namely financial literacy, lifestyle, and personal financial management. The results of this study indicate that financial literacy has a positive and significant effect on student personal financial management, lifestyle has a positive and significant effect on student personal financial management, and simultaneously financial literacy and lifestyle have a positive and sign ificant effect on personal financial management in Gen-Z students of IAIN Palopo.
PENGARUH INSENTIF DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN PDAM KAB. LUWU Hapid
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 3 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i3.17983

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh insentif dan disiplin kerja terhadap kinerja karyawan pada PDAM Kabupaten Luwu. Kinerja karyawan merupakan elemen penting dalam pencapaian tujuan perusahaan, di mana pemberian insentif dan penerapan disiplin kerja yang baik diyakini dapat meningkatkan motivasi dan produktivitas kerja. Penelitian ini menggunakan pendekatan kuantitatif dengan desain penelitian asosiatif. Teknik pengumpulan data dilakukan melalui kuesioner yang disebarkan kepada 96 responden yang merupakan karyawan PDAM Kab. Luwu, dengan teknik sampling menggunakan metode full sampling. Data yang diperoleh dianalisis menggunakan regresi linier berganda dengan bantuan software SPSS. Hasil penelitian menunjukkan bahwa baik secara parsial maupun simultan, insentif dan disiplin kerja berpengaruh positif dan signifikan terhadap kinerja karyawan. Temuan ini memberikan implikasi penting bagi manajemen PDAM Kab. Luwu untuk lebih memperhatikan kebijakan insentif dan menegakkan disiplin kerja guna meningkatkan produktivitas karyawan.
Co-Authors Adi Firmanzah Ahmad Refki Saputra Arti, Pidia Jusman Nurul Husna S Rahmad Solling Hamid Samsul Bachri