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All Journal Jurnal Ilmiah Edunomika (JIE) International Journal of Education and Digital Learning (IJEDL) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah IECON: International Economics and Business Conference
Hapid
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

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Pengaruh Literasi Keuangan dan Lifestyle Terhadap Pengelolaan Keuangan Pribadi Gen-Z pada Mahasiswa IAIN Palopo Nurul Husna S; Hapid; Samsul Bachri
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.7770

Abstract

In today's modern era, many people, especially the younger generation, face difficulties in managing their personal finances, which is often caused by low financial literacy and a lifestyle that is not in accordance with financial conditions. This study aims to determine the effect of financial literacy and lifestyle on Gen-Z personal financial management in IAIN Palopo students. the method used in this study uses quantitative methods with multiple linear regression techniques, with a sample size of 75 respondents, namely IAIN Palopo students in the Sharia Economics study program class of 2021, 2022, and 2023. Data collection was carried out using a questionnaire consisting of three variables, namely financial literacy, lifestyle, and personal financial management. The results of this study indicate that financial literacy has a positive and significant effect on student personal financial management, lifestyle has a positive and significant effect on student personal financial management, and simultaneously financial literacy and lifestyle have a positive and sign ificant effect on personal financial management in Gen-Z students of IAIN Palopo.
Co-Authors Adi Firmanzah Ahmad Refki Saputra Arti, Pidia Imas Masruroh Jusman Nurul Husna S Rahmad Solling Hamid Samsul Bachri Tarsono Tedi Priatna