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Pengaruh Kualitas Pelayanan, Manfaat, dan Lokasi terhadap Keputusan Shahibul Mal memilih Asuransi Syariah di Indonesia W., Irwan; Ashari, Nesha Rizky
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14136

Abstract

The role of insurance has become crucial in securing the future. It is essential to know where to invest and what the benefits are. Therefore, the insurance system provides a riba-free environment where Shahibul mal invests their money and compensates for losses according to Sharia. This study aims to analyze the influence of service quality, benefits, and location on Shahibul mal's decision to choose Sharia insurance in Indonesia. The research is expected to provide deep insights into the impact of service quality, benefits, and location on Shahibul mal's decision in Indonesia. This study employs a quantitative method with data collection techniques through questionnaires (Google Forms) distributed via social media. The analysis method used is path analysis or Structural Equation Modeling (SEM). The findings of this research indicate that service quality, benefits, and location have a significantly positive influence on Shahibul mal's decision.
Examining the Determinants of Ecological Footprint in ASEAN-5 Countries Ashari, Nesha Rizky; Utama, Muhammad Budi; W., Irwan
EkBis: Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2024): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2024.8.2.2337

Abstract

This study focuses on the ecological footprint as a crucial indicator for assessing the environmental impact of human activities, particularly in the manufacturing sector, household consumption, and agriculture in five ASEAN countries (Indonesia, Malaysia, Singapore, Thailand, and the Philippines). The novelty of this study lies in the empirical analysis of the relationship between the ecological footprint and major sectors in ASEAN countries using panel data for 22 years (2000–2022). This study uses panel data regression with moderating variables to test the interaction between independent variables and the ecological footprint. The findings indicate that the manufacturing sector has a significant effect on the ecological footprint. The manufacturing sector can reduce its ecological footprint by implementing energy efficiency technologies and using environmentally friendly raw materials. Meanwhile, household consumption does not have a direct effect, but under specific circumstances, it can affect the ecological footprint, particularly the consumption of goods or services that excessively utilize natural resources and are not readily recyclable. The agricultural sector tends to increase its ecological footprint due to inappropriate practices, such as forest burning for agricultural expansion. The conversion of natural land to agricultural land also increases the levels of hazardous substances such as nitrogen and phosphorus in the soil, which have a significant impact on the ecosystem. The findings of this study provide new insights into effective governance strategies to support sustainable development. This study demonstrates that governance plays a major role in managing ecological footprints, emphasizing the significance of government intervention. The implication of this study is the need for policies that support environmentally friendly practices to reduce ecological footprints in the ASEAN-5 countries.
Pengaruh Kualitas Pelayanan, Manfaat, dan Lokasi terhadap Keputusan Shahibul Mal memilih Asuransi Syariah di Indonesia W., Irwan; Ashari, Nesha Rizky
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14136

Abstract

The role of insurance has become crucial in securing the future. It is essential to know where to invest and what the benefits are. Therefore, the insurance system provides a riba-free environment where Shahibul mal invests their money and compensates for losses according to Sharia. This study aims to analyze the influence of service quality, benefits, and location on Shahibul mal's decision to choose Sharia insurance in Indonesia. The research is expected to provide deep insights into the impact of service quality, benefits, and location on Shahibul mal's decision in Indonesia. This study employs a quantitative method with data collection techniques through questionnaires (Google Forms) distributed via social media. The analysis method used is path analysis or Structural Equation Modeling (SEM). The findings of this research indicate that service quality, benefits, and location have a significantly positive influence on Shahibul mal's decision.