Claudya Nurcahaya
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PENGGUNAAN METODE ECONOMIC VALUE ADDED DAN MARKET VALUE ADDED UNTUK MENGUKUR KINERJA KEUANGAN PT. MAYORA INDAH, TBK. PERIODE 2018-2022 Claudya Nurcahaya; Raras Risia Yogasnumurti
Equivalent : Journal of Economic, Accounting and Management Vol. 1 No. 2 (2023): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v1i2.159

Abstract

Financial performance describes a concept of a company's financial condition which is carried out using an analysis tool which will then provide results that can be used to detect the good and bad conditions of the company in the financial section in the desired period. PT. Mayora Indah Tbk, is one of the food and beverage industries that contributes a lot to the achievement of export value. The purpose of this study is to determine the financial performance of PT. Mayora Indah, Tbk. period 2018-2022. The data used is secondary data in the form of financial reports and information on PT. Beautiful Mayor. The results showed that PT Mayora Indah's financial performance using the EVA and MVA methods yielded positive values. Abstrak Kinerja keuangan menggambarkan suatu konsep kondisi keuangan perusahaan yang dilakukan dengan menggunakan alat analisis yang selanjutnya akan memberikan hasil yang dapat digunakan untuk mendeteksi baik buruknya kondisi perusahaan di bagian keuangan dalam beberapa periode yang diinginkan. PT. Mayora Indah Tbk, merupakan salah satu industri makanan dan minuman yang memberikan banyak konstribusi pada capaian nilai ekspor. Tujuan dari penelitian ini adalah untuk mengetahui kinerja keuangan PT. Mayora Indah, Tbk. periode 2018-2022. Data yang digunakan adalah data sekunder berupa laporan keuangan dan informasi mengenai harga saham PT. Mayora Indah. Hasil penelitian menunjukkan bahwa kinerja keuangan PT Mayora Indah dengan menggunakan metode EVA dan MVA menghasilkan nilai positif.
PERAN KELUARGA, PENDIDIKAN, PERILAKU WIRAUSAHA DAN TRAIT KEPRIBADIAN TERHADAP KARAKTER KEWIRAUSAHAAN LULUSAN PERGURUAN TINGGI Welan Mauli Angguna; Claudya Nurcahaya; Risanita Fardian Farid; Nurul Fadhillah Khair
Equivalent : Journal of Economic, Accounting and Management Vol. 1 No. 2 (2023): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v1i2.161

Abstract

Unemployment in Indonesia is 12% dominated by university graduates (bachelor/diploma), while to become a developed country in 2045 it is necessary to achieve an entrepreneurial ratio of 4%. To achieve this ratio, the government encourages tertiary institutions to direct graduates to become entrepreneurs. Efforts to foster this interest in entrepreneurship also need to be facilitated by campus understanding regarding the entrepreneurial character of students, so that entrepreneurship programs can be carried out effectively by taking into account the personal characteristics of students. This study aims to examine the influence of personality traits on entrepreneurial character, and to test entrepreneurial character in predicting entrepreneurial behavior in Indonesian higher education graduates. This study was tested using a non-experimental quantitative method through a survey of 69 higher education graduates of which 42% were entrepreneurs. Entrepreneurial character was tested through 22 items of the Entrepreneurial Character Scale (Husna, Zahra & Haq, 2018), while the conscientiousness personality trait was tested using the Language version of the Ten Item Personality Inventory by Gosling (Akhtar, 2018). The results of the study show that entrepreneurial character can be significantly explained by the conscientiousness personality trait by 22% (p≤0.05). Entrepreneurial character is related to entrepreneurial behavior and family characteristics (having entrepreneurial parents) among university graduates in Indonesia, but the entrepreneurial education factor is not significantly related to entrepreneurial character. Further studies are suggested to test more about Entrepreneurship Education in predicting entrepreneurial behavior and the effectiveness of Entrepreneurship Education in fostering entrepreneurial interest and behavior. Abstrak Pengangguran di Indonesia sebesar 12% didominasi oleh lulusan perguruan tinggi (sarjana/diploma), sedangkan untuk menjadi negara maju di 2045 perlu tercapai rasio kewirausahan sebesar 4%. Untuk mencapai rasio tersebut, pemerintah mendorong perguruan tinggi untuk mengarahkan lulusan untuk menjadi wirausahawan. Upaya menumbuhkan minat wirausaha ini juga perlu difasilitasi dengan pemahaman kampus terkait karakter wirausaha mahasiswa, agar program kewirausahaan dapat dijalankan secara efektif dengan memperhatikan karakteristik pribadi mahasiswa. Studi ini bertujuan untuk menguji pengaruh trait kepribadian terhadap karakter wirausaha, dan menguji karakter wirausaha dalam memprediksi perilaku wirausaha pada lulusan Pendidikan tinggi di Indonesia. Studi ini diujikan menggunakan metode kuantitatif nonexperimental melalui survei pada 69 lulusan Pendidikan tinggi yang 42% berwirausaha. Karakter Wirausaha diujikan melalui 22 aitem Skala Karakter Wirausaha (Husna, Zahra & Haq, 2018), sedangkan trait kepribadian conscientiousness diujikan menggunakan alat ukur Ten Item Personality Inventory oleh Gosling versi Bahasa (Akhtar, 2018). Hasil studi menunjukkan bahwa karakter wirausaha dapat dijelaskan oleh trait kepribadian conscientiousness sebesar 22% secara signifikan (p≤0,05). Karakter wirausaha berhubungan dengan perilaku wirausaha dan karakteristik keluarga (memiliki orangtua berwirausaha) pada lulusan perguruan tinggi di Indonesia, namun faktor Pendidikan wirausaha tidak signifikan berhubungan dengan karakter wirausaha. Studi lanjutan disarankan untuk menguji lebih lanjut tentang Pendidikan kewirausahaan dalam memprediksi perilaku wirausaha dan efektivitas Pendidikan kewirausahaan dalam menumbuhkan minat dan perilaku wirausaha.
Analisis Kepuasan Nasabah Memilih Byond By BSI Berdasarkan Kualitas Layanan dan Keamanan Pada PT Bank Syariah Indonesia Tbk KCP Palembang Indyra Muthia Amanda; Markoni Badri; Claudya Nurcahaya
Jurnal Manajemen Bisnis Era Digital Vol. 2 No. 3 (2025): Agustus : Jurnal Manajemen Bisnis Era Digital
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumabedi.v2i3.744

Abstract

This study aims to analyze customer satisfaction with the Byond by BSI service at PT Bank Syariah Indonesia Tbk KCP Palembang KM 6, focusing on the influence of service quality and security. The research population consisted of 2,800 customers, with a sample of 97 respondents selected through purposive sampling. A quantitative approach was employed, using a structured questionnaire as the primary data collection instrument. The collected data were analyzed using multiple linear regression, accompanied by instrument testing, classical assumption testing, as well as t-test, F-test, and the coefficient of determination (R²). The findings reveal that both service quality and security have a significant impact on customer satisfaction, both partially and simultaneously. The results indicate that customer satisfaction is not only determined by responsive, accurate, and accessible service quality but is also strongly influenced by the reliability of the security system provided. The regression coefficient shows that security has the most dominant effect, with a value of 0.427, which is higher than the influence of service quality. This highlights that the sense of safety in conducting digital transactions is the primary concern for customers when using Byond by BSI services. The implications of this study emphasize the importance for banks to continuously improve the quality of digital services, particularly in terms of responsiveness, speed of access, and ease of use of the application. In addition, strengthening digital security mechanisms, including customer data protection, transaction encryption, and early detection of potential cyber threats, is crucial in building and maintaining customer trust. The study further underlines the need for continuous improvement in both service quality and security systems as a key strategy to address the challenges of digital banking transformation in an increasingly competitive environment. Therefore, this research contributes to the development of Islamic banking management strategies that focus on customer satisfaction and loyalty in the digital era.