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E-money and card payment instruments affect money speed in Indonesia Sitanggang, Romauli; Tiawon, Harin; Beatris, Diana
Journal Magister Ilmu Ekonomi Universtas Palangka Raya : GROWTH Vol. 10 No. 2 (2024): December 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/grow.v10i2.18990

Abstract

This comprehensive study is meticulously designed to thoroughly examine and elucidate the profound impact that electronic money, commonly referred to as e-money, along with various payment instruments that utilize cards, has on the dynamics of money circulation within the economic landscape of Indonesia. To achieve this objective, the research methodology employed in this investigation is a rigorous multiple linear regression analysis, which is conducted with the sophisticated statistical software known as EViews 9, and it is imperative to note that the type of data utilized in this research is categorized as secondary data. The secondary data, which has been meticulously gathered for the purposes of this analysis, has been sourced from reputable institutions, specifically the Central Statistics Agency and Bank Indonesia, both of which provide a wealth of information that has been systematically collected and organized for analytical scrutiny. The findings derived from this extensive study reveal that, whether examined in isolation or collectively, the total volume of electronic money currently in circulation, the quantity of Electronic Data Capture (EDC) machines operational in the market, and the various Card Payment Instruments (APMK) all exert a significant and positive influence on the overall money circulation within the Indonesian economy. Furthermore, this research contributes valuable insights into the transformative role that these modern financial instruments play in shaping monetary flows, thereby enhancing our understanding of contemporary financial practices in Indonesia. Ultimately, the implications of these findings underscore the necessity for stakeholders in the financial sector to recognize and adapt to the evolving landscape of digital payment mechanisms as they continue to permeate and redefine traditional notions of currency circulation.
Analysis of Umpasa Dalihan Na Tolu in the Batak Mandailing Indigenous Community Which is Passed Down from Generation to Generation. Zakiah, Husnuz; Aprilia, Isnanda; Sitanggang, Romauli; Arianto, Tomi
Literasi Bahasa dan Sastra Jurnal Vol. 1 No. 2 (2024): LIBAS Vol. 1 No.2 September 2024
Publisher : Yayasan Tri Edukasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63462/9519d320

Abstract

In the Batak Mandailing language, there are various interesting figurative words that have many meanings. One of them is Dalihan Na Tolu which has 3 axes, namely kahanggi, anak boru, and mora. Which has a very interesting meaning in each of the three kinship systems. However, the current generation does not understand the three that can be called partuturan. In fact, this creates a bond of friendship that binds the unity of brotherhood. Lack of implementing it can make you care less about each other. This study focuses on the spoken language called umpasa in the Batak Mandailing tradition. And using qualitative methods, by observing, analyzing, and interpreting for example partuturan. Rolland Barthes' semiotic theory is used to study Dalihan na Tolu's true meaning in the umpasa. The umpasa is included in the Batak Mandailing language which is known to have deep meaning. The meaning of words can be one of the most interesting ways.
Analysis of E-Government Implementation in Improving the Quality of Public Services (Case Study: Investment Office And Integrated Licensing Services One Provincial Door North Sumatra) Sitanggang, Romauli; Irawan; Miftha Rizkin
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 08 (2026): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i08.1972

Abstract

The purpose of this study is to analyze the implementation of e-government and contribute to the improvement of the public service system in North Sumatra Province. This study aims to answer the question of how the implementation of e-government has been carried out by the DPMPPTSP of North Sumatra Province and how the implementation of e-government can improve the quality of public services. This research design uses a qualitative approach, because this approach allows researchers to dig up in-depth information through observations of researchers through data available on the website and online media owned by the DPMPPTSP of North Sumatra Province in serving the public regarding the quality of public services provided. The results of the study indicate that the implementation of e-government that has been applied to the DPMPPTSP of North Sumatra Province has a positive impact such as improving the quality of public services as evidenced by the data from the 2024 Annual Report and the 2024 Performance Report available on the agency's website. In general, the implementation of e-government in improving the quality of services at the Investment and One-Stop Integrated Licensing Service Office of North Sumatra Province is perceived as Very Good by the community using the service. This can be seen from the Public Satisfaction Index (IKM) obtained which ranges between 88.31 - 100. The average IKM obtained from 9 service elements is 95.43. The e-government service elements considered most satisfactory by respondents are costs/tariffs, complaint handling, suggestions and input and implementer behavior with an average value of 3.97; 3.96 and 3.88. Meanwhile, those considered less satisfactory are the completion time, system elements, mechanisms and procedures and facilities and infrastructure with an average value of 3.76; 3.79 and 3.82.