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Pembukaan Rekening Sambang Masjid BSI Sebagai Upaya Digitalisasi Pengelolaan Keuangan Sidanatul Janah; Yopi Yudha Utama; Levina Puji Yuliani; Anggi Zulfika
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 5 No. 3 (2024): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v5i3.1665

Abstract

Currently, the mosque is not only a place of worship, but also a center of civilization for muslims. Because mosqueses can play a role as an effort to empower the community, improve the economy of the people, such as organizers of the Baitul Maal, Zakat, infaq and shodaqah service units. Digitizing mosque financial management makes it easier for Ta’mir to control incoming and outgoing funds. The research method used is a qualitatuve method in the form of literature. The mosque visiting program is a program in which BSI visits mosques in person and then asks about the conditions and environment around the ta’mir and mosque administrators, followed by asking how the mosque’s financial management is managed. Opening a sambang mosque account using easy wadiah savings. Digitizing mosque financial management makes it easier for ta’mir to control incoming and outgoing funds. By coming to save at the bank and if you want to see the results of the transaction, you can ask the bank for a checking account. And for people who want to donate or give alms, they can directly use the avaible Qris without having to open their wallet first.
Ecological Ethics in Islamic Banks' Financial Statements and Their Impact on the Sustainable Economy Yopi Yudha Utama; Mutafarida, Binti; Yuliani, Yuliani; Sariati, Ning Purnama
WADIAH Vol. 9 No. 2 (2025): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v9i2.2684

Abstract

This research aims to analyse the role of ecological ethics in the financial statements of Islamic banks and its implications for sustainable economic development. Building on the foundation of maqāṣid al-sharī‘ah, which emphasises justice, balance, and environmental protection, this research develops a conceptual framework that integrates stakeholder theory, the triple bottom line, and ESG principles within the context of Islamic finance. The method used is a qualitative-descriptive approach with a critical analysis of international and national literature, as well as the development of a conceptual model that explains the relationship between ecological accountability, reporting transparency, and economic stability. The research findings indicate that integrating ecological ethics into financial reports can strengthen the legitimacy of Islamic banks, increase investor confidence, and contribute significantly to the Sustainable Development Goals (SDGs). However, there is still a gap between formalistic reporting practices and the normative ideals of ecological ethics, which has the potential to lead to the risk of greenwashing. This research recommends the need for more inclusive regulations regarding ecological aspects in Sharia reporting standards, as well as encouraging the strengthening of digital innovation for more accountable transparency. This finding enriches the literature on Islamic financial accountability and provides a basis for public policy in strengthening the role of Islamic banks in the sustainable economic ecosystem
DETERMINAN MINAT BERWIRAUSAHA MAHASISWA DENGAN MENGGUNAKAN ANALISA JALUR (STUDI KASUS PADA MAHASISWA DI KOTA KEDIRI) Yopi Yudha utama; Ulfi Dina Hamida; Mundhori
EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi Vol. 6 No. 2 (2026): Mei
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/edunomia.v6i2.11397

Abstract

ABSTRAK Tingkat pengangguran yang mencapai 5,32% merupakan suatu tantangan yang harus diatasi oleh pemerintahan. Salah satu solusi yang sering diusulkan untuk mengatasi masalah ini adalah dengan mengembangkan kewirausahaan, terutama di kalangan mahasiswa sebagai generasi penerus. Kewirausahaan merupakan penggerak pertumbuhan ekonomi dan inovasi, yang dapat membantu mengurangi ketimpangan ekonomi dan meningkatkan pendapatan nasional. Penelitian ini bertujuan untuk menganalisis pengaruh pendidikan kewirausahaan, literasi keuangan, ekspektasi pendapatan, dan lingkungan keluarga terhadap minat berwirausaha mahasiswa di Kota Kediri. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik survei yang melibatkan mahasiswa sebagai responden. Hasil analisis menunjukkan hasil penelitian ini menempatkan ekspektasi pendapatan sebagai prediktor terkuat minat berwirausaha (β = 0,493), diikuti oleh lingkungan keluarga (β = 0,168), pendidikan kewirausahaan (β = 0,153), sementara literasi keuangan tidak terbukti berpengaruh signifikan (β = 0,096, p = 0,111). Dari hasil tersebut maka, peningkatan minat berwirausaha mahasiswa memerlukan pendekatan multidimensional yang mengintegrasikan experiential learning dalam kurikulum, pemanfaatan narasi sukses wirausahawan lokal untuk membangun ekspektasi pendapatan yang realistis, serta pelibatan aktif keluarga melalui program mentoring sebagai katalis ekosistem kewirausahaan kampus. Selain itu, literasi keuangan perlu diposisikan ulang bukan sebagai prasyarat minat, melainkan sebagai kompetensi strategis yang dibangun secara bertahap untuk memperkuat keberlangsungan dan keberhasilan usaha mahasiswa di masa mendatang. Penelitian ini memperkaya pengembangan diskusi terkait minat berwirausaha dengan memberikan dasar empiris baru dalam memahami struktur dan prioritas faktor pembentuk intensi kewirausahaan pada mahasiswa. Kata Kunci: ekspektasi pendapatan; literasi keuangan; minat berwirausaha; pendidikan kewirausahaan ABSTRACT The government needs to handle the issue of the jobless rate rising to 5.32%. Developing entrepreneurship, particularly among students as the next generation, is one of the strategies frequently put out to address this problem. Entrepreneurship promotes economic growth and innovation, which can lower economic inequality and raise national GDP. This study aims to analyze the influence of entrepreneurship education, financial literacy, income expectations, and family environment on the entrepreneurial interest of students in Kediri City. The research method uses a quantitative approach with survey techniques involving students as respondents. The analysis results show that this study places income expectations as the strongest predictor of entrepreneurial interest (β = 0.493), followed by family environment (β = 0.168), and entrepreneurship education (β = 0.153), while financial literacy was not found to have a significant effect (β = 0.096, p = 0.111). From these results, the increase in students' entrepreneurial interest requires a multidimensional approach that integrates experiential learning into the curriculum, utilizes success stories of local entrepreneurs to build realistic income expectations, and actively involves families thru mentoring programs as catalysts for the campus entrepreneurial ecosystem. Moreover, financial literacy needs to be repositioned not as a prerequisite for interest, but as a strategic competence that is built gradually to strengthen the sustainability and success of student ventures in the future. This research enriches the development of discussions related to entrepreneurial interest by providing new empirical foundations for understanding the structure and priority of factors shaping entrepreneurial intention among students. Keywords: income expectations; financial literacy; entrepreneurial interest; entrepreneurship education