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All Journal Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Jurnal Mahasiswa Entrepreneur
Sandy, Rizka Gabriella
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Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

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PENGARUH HARGA, LOKASI DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN PRODUK PERTANIAN DI TOKO DNA PANTURA DESA LAMONGAN KECAMATAN ARJASA KABUPATEN SITUBONDO Rachman, Riza; Sabrina, Hunaidah; Sandy, Rizka Gabriella; Rahayu, Nita Sartika Putri; Hidayat, Robiyatul; Vinanda, Yogi Ryan
Growth Vol 22 No 2 (2024): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v22i2.5821

Abstract

This research aims to determine the influence of price, location and service quality on purchasing decisions for agricultural products at the Pantura DNA Shop, Congapan Lamongan Village, Arjasari District. This research uses quantitative methods with a survey approach. The research population was all consumers of the Pantura DNA Shop, totaling 3,713 people. The research sample consisted of 97 people taken using purposive sampling technique. Research data was collected through questionnaires and analyzed using multiple linear regression tests.The results of the research show that price, location and service quality have a significant influence on the decision to purchase agricultural products at the Pantura DNA Store. Price has a positive and significant effect on decisions to purchase agricultural products. Location has a positive and significant effect on decisions to purchase agricultural products. Service quality has a positive and significant effect on decisions to purchase agricultural products. Based on the research results, it is recommended that the Pantura DNA Store maintain competitive agricultural product prices, improve service quality, and expand business locations to improve purchasing decisions for agricultural products.
PENGUKURAN KINERJA SISTEM INFORMASI PERPUSTAKAAN KABUPATEN SITUBONDO DENGAN PENDEKATAN IT BALANCED SCORECARD Widiarti, Dian; Sandy, Rizka Gabriella; Damayanti, Deswita Putri; Putri, Hafisah Sucita; Yuliyanti, Kholifah
Growth Vol 22 No 2 (2024): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v22i2.6033

Abstract

Situbondo Regency Library is one of the public service places that has a crucial role in providing access to the public to obtain information and literacy. As part of an effort to improve the quality of service, this library has implemented an information system to support its activities. This study aims to assess the effectiveness of the information system at the Situbondo Regency Library using the IT Balanced Scorecard (IT BSC) approach. IT BSC is a method that evaluates information technology performance from four main perspectives, namely contribution to business, user focus, operational capability, and future vision. This approach provides a comprehensive perspective on information system performance by considering strategic and operational aspects. The methods applied include a combination of quantitative data collection through surveys of system users and qualitative analysis through interviews with library management. The results of the study indicate that the contribution of the information system to achieving library business targets is good based on the final achievement score of 74.46%. The highest score is in the company contribution perspective of 24.51%, then the future orientation perspective of 23.87%, followed by the user orientation perspective of 16.64% and finally the operational excellence perspective of 9.44%. Thus, this study presents a comprehensive picture of the performance of information systems at the Situbondo Regency Library while providing strategic input for the development of information technology in the future.
RISK BASED CAPITAL (RBC) SEBAGAI INDIKATOR KESEHATAN KEUANGAN PERUSAHAAN ASURANSI YANG TERDAFTAR DI BEI PERIODE 2022-2024 Subaida, Ida; Sandy, Rizka Gabriella; Putri, Nur Malika
Jurnal Mahasiswa Entrepreneurship (JME) Vol 4 No 11 (2025): NOVEMBER 2025
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v4i11.7803

Abstract

This study aims to assess the financial health of insurance companies listed on the Indonesia Stock Exchange (IDX) for the 2022–2024 period using Risk-Based Capital (RBC) indicators. The assessment is conducted by calculating the solvency level, Minimum Solvency Limit (BTSM), and Risk Based Capital (RBC) based on the minimum RBC limit of 120%. The research method used is descriptive quantitative, utilizing secondary data in the form of annual financial reports of insurance companies listed on the IDX. The analysis results indicate that, in general, the majority of insurance companies are in a healthy financial condition, as their RBC values are above the minimum threshold. However, several companies, such as TUGU in 2022 and ASBI in 2023, fell below the RBC standard, reflecting pressure on their capital structure and high risk exposure during that period. Despite this, both companies demonstrated significant recovery in the following year. Meanwhile, other companies such as ABDA, LPGI, VINS, and ASRM maintained very high RBC values, demonstrating consistent capital strength and effective risk management. Overall, the RBC trend for the 2022–2024 period demonstrates that, despite fluctuations, the IDX-listed insurance industry maintains relatively stable financial resilience and is able to adapt to changing risks.
Co-Authors Damayanti, Deswita Putri Dian Widiarti Hidayat, Robiyatul Putri, Hafisah Sucita Putri, Nur Malika Rachman, Riza Rahayu, Nita Sartika Putri Sabrina, Hunaidah Vinanda, Yogi Ryan Yuliyanti, Kholifah