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Perlindungan Hukum Pemegang Polis Asuransi Dalam Membayar Klaim Asuransi Jiwa di Indonesia Khairunnisa Harahap; Mae syarah; Zahra Afiqah; Novitasari br Sitorus; Rahman Maulana Harahap; Ahmad Albaraday
Gudang Jurnal Multidisiplin Ilmu Vol. 3 No. 1 (2025): GJMI - JANUARI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v3i1.1292

Penelitian ini bertujuan untuk mengkaji konsep perlindungan hukum dalam asuransi jiwa, mengidentifikasi hak dan kewajiban para pihak dalam perjanjian asuransi, serta menyediakan panduan penyelesaian sengketa melalui mediasi, arbitrase, atau litigasi. Dengan pendekatan yang berfokus pada regulasi, penelitian ini menekankan pentingnya transparansi dan efisiensi dalam pengelolaan klaim asuransi. Temuan menunjukkan bahwa meskipun regulasi telah menyediakan kerangka hukum yang memadai, implementasinya masih menghadapi kendala, terutama terkait dengan transparansi informasi dan efisiensi proses klaim. Alternatif penyelesaian sengketa seperti mediasi dan arbitrase terbukti lebih cepat dan efektif dibandingkan litigasi di pengadilan. Penelitian ini menyimpulkan bahwa pemahaman mendalam tentang regulasi dan prosedur asuransi jiwa sangat diperlukan untuk membangun hubungan yang adil antara pemegang polis dan perusahaan asuransi. Dengan pengelolaan asuransi jiwa yang baik, stabilitas ekonomi dan kesejahteraan masyarakat dapat tercapai secara berkelanjutan.

Penegakan Hukum Label Halal Terhadap Peredaran Produk Makanan Kemasan Home Industry di Kota Binjai Zahra Afiqah; Zulham
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study discusses the law enforcement of halal labels on packaged food products produced by home industries in Binjai City, in accordance with the provisions of Law Number 33 of 2014 concerning Halal Product Assurance. Packaged food products from home industries are increasingly circulating in the community, but not all have halal labels which are the rights of consumers, especially Muslim consumers. In Binjai City, there are still many home industry packaged food traders who do not apply halal labeling to their packaged food products, even though the Law requires products circulating and traded in the territory of Indonesia to be halal certified. This is a special concern considering the importance of halal labels in protecting the rights of Muslim consumers. This study aims to analyze the extent to which the implementation of halal label obligations is applied by home industry business actors, as well as the role of the government and related institutions in enforcing the law. The method used in this study is empirical juridical with a qualitative approach, through field studies and interviews with business actors, consumers, and authorities in Binjai City. The results of the study indicate that business actors' awareness of the importance of halal labels is still low, which is caused by limited information, certification costs, and lack of supervision from the authorities. Law enforcement is still not optimal, so cooperation is needed between local governments, the halal product guarantee organizing body (BPJPH), and other related agencies in providing education, facilitation, and ongoing supervision

Penegakan Hukum Label Halal Terhadap Peredaran Produk Makanan Kemasan Home Industry di Kota Binjai Zahra Afiqah; Zulham
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.9267

This study discusses the law enforcement of halal labels on packaged food products produced by home industries in Binjai City, in accordance with the provisions of Law Number 33 of 2014 concerning Halal Product Assurance. Packaged food products from home industries are increasingly circulating in the community, but not all have halal labels which are the rights of consumers, especially Muslim consumers. In Binjai City, there are still many home industry packaged food traders who do not apply halal labeling to their packaged food products, even though the Law requires products circulating and traded in the territory of Indonesia to be halal certified. This is a special concern considering the importance of halal labels in protecting the rights of Muslim consumers. This study aims to analyze the extent to which the implementation of halal label obligations is applied by home industry business actors, as well as the role of the government and related institutions in enforcing the law. The method used in this study is empirical juridical with a qualitative approach, through field studies and interviews with business actors, consumers, and authorities in Binjai City. The results of the study indicate that business actors' awareness of the importance of halal labels is still low, which is caused by limited information, certification costs, and lack of supervision from the authorities. Law enforcement is still not optimal, so cooperation is needed between local governments, the halal product guarantee organizing body (BPJPH), and other related agencies in providing education, facilitation, and ongoing supervision

Penegakan Hukum Label Halal Terhadap Peredaran Produk Makanan Kemasan Home Industry di Kota Binjai Zahra Afiqah; Zulham
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.9267

This study discusses the law enforcement of halal labels on packaged food products produced by home industries in Binjai City, in accordance with the provisions of Law Number 33 of 2014 concerning Halal Product Assurance. Packaged food products from home industries are increasingly circulating in the community, but not all have halal labels which are the rights of consumers, especially Muslim consumers. In Binjai City, there are still many home industry packaged food traders who do not apply halal labeling to their packaged food products, even though the Law requires products circulating and traded in the territory of Indonesia to be halal certified. This is a special concern considering the importance of halal labels in protecting the rights of Muslim consumers. This study aims to analyze the extent to which the implementation of halal label obligations is applied by home industry business actors, as well as the role of the government and related institutions in enforcing the law. The method used in this study is empirical juridical with a qualitative approach, through field studies and interviews with business actors, consumers, and authorities in Binjai City. The results of the study indicate that business actors' awareness of the importance of halal labels is still low, which is caused by limited information, certification costs, and lack of supervision from the authorities. Law enforcement is still not optimal, so cooperation is needed between local governments, the halal product guarantee organizing body (BPJPH), and other related agencies in providing education, facilitation, and ongoing supervision

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