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RWulandari, Septiayu
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Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Membangun Ekonomi Nasional dengan Landasan Akhlaq Islami dan Hukum Islam Edy, Sarwo; RWulandari, Septiayu; AbdulHafizh, Daffa
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 6 No. 2 (2024): Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v6i2.250

Abstract

Sustainable national economic development requires a strong foundation, not only technically and policy-wise but also ethically. This article discusses the importance of building a national economy based on Islamic morals and laws. The application of Islamic moral values in economic practices can create a more inclusive and sustainable economy. Similarly, Islamic law provides guidelines for transactions and fair wealth distribution. By integrating these principles, society can create a balanced and just economic environment, where blessings and prosperity are evenly distributed. The research findings indicate that Islamic moral and legal economic concepts, such as joint ownership, distributive justice, and prohibition of usury, are highly relevant in the context of national economic development. Some countries have attempted to implement Islamic economic principles in their national policies, though challenges remain. These challenges include mismatches with the dominant global economic system, lack of public understanding and awareness of Islamic moral values, and difficulties in balancing Islamic economic principles with modern economic needs. Despite these challenges, building a national economy on Islamic morals and laws holds significant potential benefits, including a more stable and sustainable financial system, reduced economic inequality, improved public welfare, and strengthened social and moral bonds within society.
DAMPAK KETIDAKSESUAIAN AKAD IJARAH TERHADAP KEPERCAYAAN NASABAH DI BANK SYARIAH RWulandari, Septiayu; Yudianto, Ahmad
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.281

Abstract

Abstract The study explores the impact of non-compliance with the Ijarah contract on customer trust in Islamic banks. The Ijarah contract, a lease agreement in Islamic finance, must adhere strictly to Sharia principles. Any deviation can undermine customer trust, leading to potential reputational and financial losses for the banks. This research examines the factors contributing to such discrepancies, including regulatory challenges, operational issues, and lack of staff training. The findings suggest that enhancing transparency, ensuring strict compliance with Sharia guidelines, and improving customer communication are crucial for maintaining customer trust. The study underscores the importance of regulatory harmonization and continuous staff education to uphold the integrity of Islamic banking operations. Keywords: Ijarah, Islamic Banking, Customer Trust, Sharia Compliance, Regulatory Challenges
Co-Authors AbdulHafizh, Daffa Ahmad Yudianto sarwo edy