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All Journal Jurnal EMT KITA Performance : Jurnal Bisnis dan Akuntansi
Yuwarman Mansur
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Economics, Econometrics & Finance

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ANALISIS RISIKO PEMBIAYAAN DI UNIT PENGELOLA KEGIATAN SYARIAH TUJUAH SARUMPUN NAGARI BIARO GADANG KECAMATAN AMPEK ANGKEK KABUPATEN AGAM Rahmayani Rahmayani; Yuwarman Mansur
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 15 No 2: Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v15i2.4618

Abstract

The Activity Management Unit (UPK) is a sustainability program from PNPM Mandiri in Rural Areas which is managed independently by village officials. This UPK provides loans or financing for the community that is used for capital or for other needs. The purpose of this study is to ascertain the financing risk at UPK Syariah Tujuah Sarumpun and how to mitigate such risk. The descriptive qualitative research approach is the one that is employed. Primary and secondary data are the types and sources of information that are utilized. This study used documentation, interviews, and observation as data gathering methods. The Miles and Huberman model's data analysis methodology—which includes data reduction, data presentation, and conclusion-making or data verification—is applied. According to the analysis, the findings of this study include several causes of problematic financing at UPK Syariah Tujuah Sarumpun namely economic factors, environmental factors and non-natural disaster factors. Risk mitigation carried out by UPK is with collateral or collateral. The strategy used by UPK to reduce problematic financing is by 5C analysis. The act of settlement of problem financing carried out by UPK is by conducting a direct review of the financing group and by rescheduling.
Analisis Strategi Pemasaran dalam Meningkatkan Omzet Penjualan Peternakan Itik Petelur Zhianfa Farm di Nagari Tigo Koto Silungkang, Kecamatan Palembayan, Kabupaten Agam Dessi Mayunis; Yuwarman Mansur
Jurnal EMT KITA Vol 10 No 4 (2026): OCTOBER 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i4.7099

Abstract

This research is motivated by the problems faced by the Zhianfa Farm egg-laying duck farming business, including a decreasing increase in net income in 2023, a lack of labor in distributing products, and promotional activities that have not been carried out optimally. This study aims to determine the marketing strategies implemented in an effort to increase sales turnover in the Zhianfa Farm egg-laying duck farming business. The type of research used is a field study with a qualitative approach. Informants in this study consisted of the business owner and two customers of the egg-laying duck farming business. Data collection techniques were carried out through observation, interviews, and documentation. The data obtained were then analyzed using a SWOT analysis followed by the preparation of an IFE matrix, an EFE matrix, a SWOT matrix, and an analysis of the score weight table. Data sources in this study include primary data and secondary data. Based on the results of the research on the Zhianfa Farm egg-laying duck farming business, it can be concluded that the most appropriate marketing strategy to increase sales is the SO strategy with a score of 3.59. The SO strategy is a strategy that utilizes all internal strengths to seize opportunities owned by the Zhianfa Farm egg-laying duck farming business. The SO strategies that can be implemented include: (1) maintaining and improving the quality of superior duck eggs to meet the still large market, (2) utilizing good farm management and strategic locations, (3) maintaining relatively affordable prices to maintain consumer loyalty, and (4) developing value-added duck products by utilizing superior egg quality.
Co-Authors Dessi Mayunis Rahmayani Rahmayani