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All Journal Jurnal Kebijakan Ekonomi dan Keuangan Optimum: Jurnal Ekonomi dan Pembangunan
Putri, Alivia Rianti
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Economics, Econometrics & Finance Social Sciences

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Analisis perilaku impulsif pembayaran paylater pada mahasiswa Universitas Islam Indonesia Putri, Alivia Rianti; Priyadi, Unggul; Candra Maulana
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 2, Desember 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss2.art2

Abstract

Purpose – This research aims to analyze the impulsive paylater payment behavior of Indonesian Islamic University students.Methods – The research method used is descriptive analysis and linear probability model (LPM) analysis with primary data sourced from questionnaires.Findings – The findings in the research show that information media and income have a positive and significant influence on the impulsive behavior of using paylaters for Indonesian Islamic University students, while the ease of procedures and the amount of administration costs do not have a significant influence.Implication – The implication of this research is to provide a comprehensive understanding of how ease of use, information media, income, and administrative costs jointly influence impulsive behavior. This is an important factor for companies that provide paylater services to consider all factors so that users, especially students, are interested and comfortable with paylater services.Originality – The originality of this research can be used to form regulations regarding the use of paylater in the long term. AbstrakTujuan – Penelitian ini bertujuan untuk menganalisis perilaku impulsif pembayaran paylater pada mahasiswa Universitas Islam Indonesia.Metode – Metode penelitian yang digunakan adalah analisis deskriptif dan analisis model peluang linear (LPM) dengan data primer yang bersumber dari kuisioner.Temuan – Temuan dalam penelitian menunjukkan bahwa media informasi dan pendapatan memiliki pengaruh positif dan signifikan terhadap perilaku impulsif penggunaan paylater bagi mahasiswa Universitas Islam Indonesia, sedangkan kemudahan prosedur dan besaran biaya administrasi tidak berpengaruh signifikan. Implikasi – Implikasi dari penelitian ini adalah memberikan pemahaman yang menyeluruh tentang bagaimana kemudahan penggunaan, media informasi, pendapatan, dan biaya administrasi secara bersama-sama mempengaruhi perilaku impulsif. Hal ini menjadi faktor penting bagi perusahaan yang menyediakan layanan paylater dapat mempertimbangkan semua faktor agar pengguna, khususnya mahasiswa tertarik dan nyaman dengan layanan paylater.Orisinalitas – Orisinalitas dari penelitian ini mampu digunakan untuk pembentukan regulasi terkait penggunaan paylater dalam jangka panjang.
Analysis of regional growth center and hinterland in Bantul regency Putri, Alivia Rianti; Priyadi, Unggul
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 14 No. 2 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v14i2.9974

Abstract

Increasing regional economic efficiency can be done through accelerated regional growth. Growth acceleration is known to produce two groups of regions, namely the growth center and Hinterland (supporting areas). This study aims to analyze the sub-districts that become growth centers and determine the value of community interaction between regions in Bantul Regency through comparative data in 2020 and 2022. In this study, secondary data is obtained through BPS Bantul Regency, which includes data, government facilities, education facilities, health facilities, worship facilities, economic facilities, communication facilities, tourism facilities, population, and distance between sub-districts. The analysis method used in this research is scalogram and gravity analysis, which was processed using Microsoft Excel. The results of the scaling analysis show that in 2020, there are five regional growth centers in Bantul Regency, which include Kasihan Subdistrict, Sewon Subdistrict, Banguntapan Subdistrict, Jetis Subdistrict, and Bambanglipuro Subdistrict. Meanwhile, in 2022, the scaling analysis shows that there are five regional growth centers in Bantul Regency, which include Banguntapan Sub-district, Sewon Sub-district, Jetis Sub-district, Kasihan Sub-district, and Kretek Sub-district. Then, the results of the gravity analysis show that there are different interaction values. The research results show that local governments need to prioritize the development of sub-districts that are still Hinterland by the RPJMD of Bantul Regency.
Co-Authors Candra Maulana Unggul Priyadi