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All Journal Jurnal Global Ilmiah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Muthoharul Janan, Rifqi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Medicine & Pharmacology Social Sciences

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Penerapan Prinsip Keadilan dalam Perdagangan Modern: Perspektif Ekonomi Islam untuk Etika Bisnis Berkelanjutan Muthoharul Janan, Rifqi; Abdillah, Mulyana; Triana Yulie Asieh, Ikeu; Achmad Sadat, Fahad
Jurnal Global Ilmiah Vol. 2 No. 4 (2025): Jurnal Global Ilmiah
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/jgi.v2i4.176

Abstract

Keadilan dalam perdagangan merupakan prinsip fundamental dalam ekonomi Islam yang bertujuan menciptakan keseimbangan dan mencegah eksploitasi. Penelitian ini bertujuan untuk menganalisis konsep keadilan dalam perdagangan dari perspektif ekonomi Islam serta implikasinya terhadap praktik bisnis modern. Metode yang digunakan adalah pendekatan kualitatif deskriptif, dengan analisis literatur dari sumber primer seperti Al-Qur'an dan Hadis, serta literatur sekunder berupa jurnal dan buku terkait. Hasil penelitian menunjukkan bahwa konsep keadilan dalam perdagangan mencakup transparansi, kejujuran, serta penghindaran unsur gharar (ketidakpastian) dan riba (bunga). Prinsip-prinsip ini relevan untuk menghadapi tantangan dalam perdagangan global saat ini, seperti penggunaan teknologi blockchain untuk memastikan transparansi dan penghapusan eksploitasi melalui upah yang adil. Penelitian ini juga menyoroti aplikasi prinsip keadilan dalam industri halal yang mencerminkan tanggung jawab sosial. Kesimpulannya, nilai-nilai seperti transparansi dan kejujuran memberikan panduan penting untuk menciptakan sistem perdagangan yang lebih adil dan berkelanjutan. Rekomendasi dari penelitian ini adalah perlunya integrasi nilai-nilai Islam dalam regulasi perdagangan internasional untuk membangun ekosistem bisnis yang lebih etis. Penelitian selanjutnya diharapkan dapat mengeksplorasi implementasi teknologi dalam mendukung keadilan dalam perdagangan.
Peran Literasi dan Inklusi Keuangan Syariah dalam Meningkatkan Kinerja UMKM di Kabupaten Kuningan Muthoharul Janan, Rifqi; Abdul Rosyid; Ahmad Yusuf, Ayus; Dewi fatmasari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 1 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i1.10863

Abstract

This study aims to analyze the role of Islamic financial literacy and Islamic financial inclusion in improving the performance of Micro, Small, and Medium Enterprises (MSMEs) in Kuningan Regency. The research employs a descriptive qualitative approach, focusing on the understanding, experiences, and practices of MSME actors in accessing and utilizing Islamic financial services. Data were collected through in-depth interviews, observations, and documentation involving MSME actors, Islamic financial institutions, and related stakeholders. The findings indicate that Islamic financial literacy plays a crucial role in shaping MSME actors’ understanding of Sharia-based transaction principles, thereby encouraging business decision-making that aligns more closely with values of justice and sustainability. Islamic financial inclusion also makes a tangible contribution through easier access to financing, savings products, and other Islamic financial services that support improved business performance. Nevertheless, several challenges remain, including limited understanding, insufficient socialization, and unequal access to Islamic financial services. This study concludes that strengthening Islamic financial literacy and expanding Islamic financial inclusion are strategic factors in enhancing MSME performance in Kuningan Regency. Therefore, synergy among local governments, Islamic financial institutions, and MSME actors is required to promote the development of competitive MSMEs grounded in Sharia principles.
Peran Literasi dan Inklusi Keuangan Syariah dalam Meningkatkan Kinerja UMKM di Kabupaten Kuningan Muthoharul Janan, Rifqi; Abdul Rosyid; Ahmad Yusuf, Ayus; Dewi fatmasari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 1 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i1.10863

Abstract

This study aims to analyze the role of Islamic financial literacy and Islamic financial inclusion in improving the performance of Micro, Small, and Medium Enterprises (MSMEs) in Kuningan Regency. The research employs a descriptive qualitative approach, focusing on the understanding, experiences, and practices of MSME actors in accessing and utilizing Islamic financial services. Data were collected through in-depth interviews, observations, and documentation involving MSME actors, Islamic financial institutions, and related stakeholders. The findings indicate that Islamic financial literacy plays a crucial role in shaping MSME actors’ understanding of Sharia-based transaction principles, thereby encouraging business decision-making that aligns more closely with values of justice and sustainability. Islamic financial inclusion also makes a tangible contribution through easier access to financing, savings products, and other Islamic financial services that support improved business performance. Nevertheless, several challenges remain, including limited understanding, insufficient socialization, and unequal access to Islamic financial services. This study concludes that strengthening Islamic financial literacy and expanding Islamic financial inclusion are strategic factors in enhancing MSME performance in Kuningan Regency. Therefore, synergy among local governments, Islamic financial institutions, and MSME actors is required to promote the development of competitive MSMEs grounded in Sharia principles.
Co-Authors Abdillah, Mulyana Abdul Rosyid Achmad Sadat, Fahad Ayus ahmad Yusuf Dewi Fatmasari Triana Yulie Asieh, Ikeu