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All Journal Mumtaz : Jurnal Ekonomi dan Bisnis Islam EKONOMIKA SYARIAH : Journal of Economic Studies
Taqiya Zahrowaini
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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The Role of Islamic Values in Married Women's Employment Decisions in Deli Serdang Khairina Tambunan; Nuri Aslami; Taqiya Zahrowaini; Susana Paixão-Barradas
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 8 No. 2 (2024): December 2024
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v8i2.8966

Abstract

This study analyzes the factors influencing employment decisions among married women in Deli Serdang from an Islamic perspective. These decisions are shaped by social, economic, cultural, and religious factors, with Islamic ethics and Sharia serving as key considerations for women's roles, especially in economic activities outside the home. Using a quantitative approach with questionnaires and literature review, the study found that employment opportunities significantly affect work decisions, followed by age and family size. While income and education have no significant individual impact, all variables collectively contribute 62.7% to these decisions. Influential factors include family economic needs, social participation, family support, and understanding of women's roles in Islam. Islam permits women to work within Sharia guidelines, ensuring dignity and fulfilling family obligations. This research highlights the balance between women's roles in family and society in line with Islamic teachings.
The Role of Islamic Values in Married Women's Employment Decisions in Deli Serdang Khairina Tambunan; Nuri Aslami; Taqiya Zahrowaini; Susana Paixão-Barradas
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 8 No. 2 (2024): December 2024
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v8i2.8966

Abstract

This study analyzes the factors influencing employment decisions among married women in Deli Serdang from an Islamic perspective. These decisions are shaped by social, economic, cultural, and religious factors, with Islamic ethics and Sharia serving as key considerations for women's roles, especially in economic activities outside the home. Using a quantitative approach with questionnaires and literature review, the study found that employment opportunities significantly affect work decisions, followed by age and family size. While income and education have no significant individual impact, all variables collectively contribute 62.7% to these decisions. Influential factors include family economic needs, social participation, family support, and understanding of women's roles in Islam. Islam permits women to work within Sharia guidelines, ensuring dignity and fulfilling family obligations. This research highlights the balance between women's roles in family and society in line with Islamic teachings.
PENILAIAN PELAKSANAAN MANAJEMEN RISIKO DALAM PENGELOLAAN PEMBIAYAAN MODAL KERJA DI PT. BANK SUMUT SYARIAH CABANG PEMBANTU RANTAUPRAPAT Nuri Aslami; Nurmaya Dewi Safitri; Taqiya Zahrowaini
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2026): Januari 2026
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/mumtaz.v5i1.1565

Abstract

Risiko merujuk pada kemungkinan terjadinya suatu kejadian yang dapat menyebabkan kehilangan bagi bank. Karena itu, penting bagi bank untuk memahami risiko yang mungkin timbul dalam operasionalnya. Titik fokus penelitian ini merupakan pada implementasi manajemen risiko dalam pengelolaan pembiayaan modal kerja di PT Bank Sumut KCSy Rantauprapat. Studi ini bertujuan bagi mengevaluasi penerapan manajemen risiko di PT Bank Sumut KCSy Rantauprapat dengan memanfaatkan pendekatan kualitatif dan pemeriksaan deskriptif. Metodologi studi melibatkan pengumpulan data melalui metode ceklist, wawancara, dan dokumentasi, serta analisis dengan menggunakan proses reduksi data, triangulasi, dan penarikan inti. Temuan dari studi menunjukkan bahwasanya penerapan manajemen risiko pembiayaan di PT Bank Sumut KCSy Rantauprapat telah efektif, mengikuti standar yang ditentukan oleh Bank Indonesia, dan membuat proses pengambilan keputusan terkait pembiayaan menjadi lebih teratur dan terorganisir. Penerapan manajemen risiko di PT Bank Sumut KCSy Rantauprapat melibatkan empat prosedur utama: identifikasi risiko, pengukuran risiko, pemantauan risiko, dan pengendalian risiko. Pengelolaan kredit yang mengalami masalah dilakukan melalui penanganan pembiayaan dengan melakukan penyelamatan, penyitaan jaminan, dan penyelesaian.
Co-Authors Nuri Aslami Nurmaya Dewi Safitri Susana Paixão-Barradas Tambunan, Khairina