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All Journal Jurnal Ilmu Hukum The Juris Proceedings Series on Social Sciences & Humanities
Dewi, Sri Amanda
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Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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WANPRESTASI TERHADAP PELAKSANAAN PEMBAYARAN KLAIM DALAM PERJANJIAN ASURANSI PENDIDIKAN Dewi, Sri Amanda; Wardani, Susilo
The Juris Vol. 8 No. 2 (2024): JURNAL ILMU HUKUM : THE JURIS
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat STIH Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/juris.v8i2.1441

Abstract

This study aims to determine and analyze the implementation of the agreement between the insured in the Education insurance at PT. AJB Bumiputera Purwokerto and to determine and analyze the legal efforts to resolve the default on the payment of education insurance claims made by PT. AJB Bumiputera 1912 Purwokerto. The data analysis method in this study adopts the normative legal method descriptively to describe the current state of the subject or object of research based on the observed facts. The results of the first study showed that the implementation of the insurance agreement gave rise to rights and obligations agreed upon between the insured and the insurer, namely PT. AJB Bumiputera 1912 Purwokerto. These rights and obligations include the fulfillment of payment of education insurance claims in accordance with the provisions stated in the policy. After the agreement was implemented, the policy payment to the insured at the policy maturity date did not receive payment so that the insurer had committed a default in the form of delays in payment of education insurance claims for PT. AJB Bumiputera 1912 Purwokerto. The results of the second study were efforts to resolve disputes over defaults due to late payment of claims by PT. AJB Bumiputera 1912 Purwokerto the insured demands compensation through mediation, lawsuit, and arbitration.
Payment of Education Insurance Claims from the Insurer to the Insured Dewi, Sri Amanda
Proceedings Series on Social Sciences & Humanities Vol. 14 (2023): Proceedings of International Conference on Legal Studies (ICOLAS 2023)
Publisher : UM Purwokerto Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/pssh.v14i.1091

Abstract

In everyday life humans do not escape from various kinds of threats and risks of danger. humans cannot know what will happen tomorrow, either in the form of a soul mate, sustenance and death ... Law enforcement is needed to provide rule certainty for parties who violate the rules against the insurer in claiming coverage fees that are not in accordance with the agreed agreement. in law enforcement it is also necessary to have legal protection, especially to protect the rights of the insured who are harmed. The research method in this paper uses a normative juridical approach because the author conducts an inventory of laws and regulations governing insurance problems. The imposition of administrative sanctions in the form of written warnings is carried out at most three (3) times in a row for each violation. The period when imposing administrative sanctions in the form of written warnings for insurance companies is a maximum of 30 (thirty) days from the imposition of the administrative sanctions. Protection of consumers harmed by OJK business actors means evidence of integrated supervision, regulation, and consumer protection of financial services institutions. Insurance companies will be subject to administrative penalties in the form of activity restriction if the insurance company cannot overcome the violation which means the cause of the issuance of the last written warning sanction until using the period that has been influenced.
WANPRESTASI TERHADAP PELAKSANAAN PEMBAYARAN KLAIM DALAM PERJANJIAN ASURANSI PENDIDIKAN Dewi, Sri Amanda; Wardani, Susilo
The Juris Vol. 8 No. 2 (2024): JURNAL ILMU HUKUM : THE JURIS
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat STIH Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/juris.v8i2.1441

Abstract

This study aims to determine and analyze the implementation of the agreement between the insured in the Education insurance at PT. AJB Bumiputera Purwokerto and to determine and analyze the legal efforts to resolve the default on the payment of education insurance claims made by PT. AJB Bumiputera 1912 Purwokerto. The data analysis method in this study adopts the normative legal method descriptively to describe the current state of the subject or object of research based on the observed facts. The results of the first study showed that the implementation of the insurance agreement gave rise to rights and obligations agreed upon between the insured and the insurer, namely PT. AJB Bumiputera 1912 Purwokerto. These rights and obligations include the fulfillment of payment of education insurance claims in accordance with the provisions stated in the policy. After the agreement was implemented, the policy payment to the insured at the policy maturity date did not receive payment so that the insurer had committed a default in the form of delays in payment of education insurance claims for PT. AJB Bumiputera 1912 Purwokerto. The results of the second study were efforts to resolve disputes over defaults due to late payment of claims by PT. AJB Bumiputera 1912 Purwokerto the insured demands compensation through mediation, lawsuit, and arbitration.
Co-Authors Susilo Wardani