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All Journal Jurnal Sains dan Teknologi PENG: Jurnal Ekonomi dan Manajemen
Putri, Sella Permana
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Aerospace Engineering Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Electrical & Electronics Engineering Energy Industrial & Manufacturing Engineering Materials Science & Nanotechnology Mathematics Mechanical Engineering

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Analisis Keberhasilan Program Lembaga Keuangan Mikro dalam Mendukung UMKM di Medan Amelia, Dinda; Saqina Nasution, Putri Amalia; Putri, Sella Permana; Junior Barus, Tony; Hayati, Fitri
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2025): Juli: Development Economics and Regular Economics
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/8kfy2897

Abstract

This study aims to analyze the effectiveness of Microfinance Institution (MFI) programs in supporting the sustainability of Micro, Small, and Medium Enterprises (MSMEs) in Medan City. A qualitative approach is used to deeply explore the contribution of MFIs in providing inclusive financial access, such as low-interest loans, term savings, and business management training. The results show that MFIs have a strategic role in overcoming capital constraints and increasing MSME productivity. However, challenges such as limited operational capital, credit risk, and complex policies are significant barriers. This study recommends strengthening access to capital through collaboration with formal financial institutions and simplifying regulations to improve the effectiveness of MFI services. The findings contribute to strengthening the role of MFIs as strategic partners in empowering MSMEs to support sustainable regional economic growth. 
Perananan Dan Penerapan Data Warehouse Sebagai Pendukung Sistem Akademik Pada UIN Sumatera Utara Azura, Rizky; Pasaribu, Indriyani; Putri, Sella Permana; Nurbaiti, Nurbaiti
Jurnal Sains dan Teknologi (JSIT) Vol. 3 No. 3 (2023): September - Desember
Publisher : CV. Information Technology Training Center - Indonesia (ITTC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jsit.v3i2.980

Abstract

A data warehouse is where information can be stored for a very large scope, and in a comprehensive manner. Academic divisions can utilize the data warehouse's ability to aggregate data, which makes it easier for them to provide information to support evaluation and decision analysis procedures. The problem was that in the scientific division, the information warehouse was not accessible and could not provide important reports of the instruction and assessment process. The design of the data warehouse provides strategic information such as the number of new students in each batch and student status. The purpose of this research is to overcome the obstacles in implementing data from various different sources into the data warehouse. The method used in this research is a qualitative method that provides breadth in exploring in-depth and contextual information. The result of this research is to facilitate the academic system of UIN-SU to serve important information aimed at the academic division to process historical data and present accurate information for evaluation and decision making.
Co-Authors Amelia, Dinda Azura, Rizky Fitri Hayati Junior Barus, Tony Nurbaiti Nurbaiti Pasaribu, Indriyani Saqina Nasution, Putri Amalia