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Pemberdayaan Literasi Keuangan Untuk Meningkatkan Kesejahteraan Keluarga Penerima Manfaat Program Keluarga Harapan (PKH) Widyadhana, Kevin Naufal; Rachmawati, Nurendah Shinta; Warsidi, Warsidi
Jurnal Pengabdian Kepada Masyarakat Kalam Vol. 3 No. 4 (2024): Perudungan dan Perilaku Menyimpang di Era Cyber Digital
Publisher : Prisani Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70704/jpk.v3i4.347

Abstract

Financial literacy plays a crucial role in improving the economic well-being of communities, especially for beneficiaries of the Family Hope Program (PKH). However, low financial literacy remains a challenge, particularly in rural areas. This community engagement program aims to enhance the financial management knowledge of residents in Tanjungbaru Village through socialization and financial education. The methods used include pre-tests, interactive counseling, and post-tests to measure program effectiveness. The material covered income recording, expense calculation, budgeting, debt management, and the importance of emergency funds. The results showed improved participants' understanding of financial literacy concepts, as reflected in the increased post-test scores. Through this financial education initiative, the community is to manage their finances better, avoid excessive debt, and plan long-term financial goals to improve family well-being. Continuous financial education is necessary to ensure sustainable financial literacy growth and positive economic impacts.
Danantara, the SOE Superholding, and the Pillar of Indonesia’s Economic Future? Simanjuntak, Jerry Marmen; Widyadhana, Kevin Naufal
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 4 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i4.8201

Abstract

The establishment of Danantara, Indonesia’s state-owned superholding, represents a major milestone in public sector governance and economic transformation. With assets exceeding IDR 14,700 trillion, Danantara is designed to enhance the efficiency, competitiveness, and strategic asset management of state-owned enterprises (SOEs). By centralizing SOE governance under a unified entity, the government aims to foster operational synergies, improve financial performance, and attract foreign investment. This qualitative case study compares superholding models from Singapore, Malaysia, and Germany to identify the most appropriate framework for Indonesia. The findings suggest that a Hybrid Holding model—anchored in Governance, Risk, and Compliance (GRC) principles—offers the optimal balance between managerial autonomy and state oversight. This model integrates features of Investment Holding, Strategic Guidance Holding, and Strategic Control Holding, providing both decision-making flexibility and accountability to the state. Effective implementation of GRC strengthens transparency, risk mitigation, and regulatory compliance, all of which are critical to Danantara’s long-term success. Despite its promise, Danantara faces several challenges, including political interference, legal ambiguity, and limited institutional capacity. Nonetheless, with comprehensive structural reforms, robust governance mechanisms, and consistent policy direction, Danantara holds the potential to become a transformative force in SOE restructuring—driving sustainable economic development, industrial advancement, and global competitiveness for Indonesia.