Susan Grace V Nainggolan
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The Impact of Financial Literacy and Lifestyle on the Use of Paylater (Case Study of Shopee paylater users at STIE Eka Prasetya) Vioresca Prissillya; Susan Grace V Nainggolan
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 3 No. 1 (2024): “Sustainability Challenges Through Technology in Emerging Market Economies”
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v3i1.207

Abstract

This study aims to analyze the effect of financial literacy and lifestyle on the use of paylater. This study uses quantitative data with primary and secondary data sources. The population in this study were STIE Eka Prasetya students from 2021-2023 as many as 875 students. The sample of this study amounted to 100 respondents obtained from the Hair et al formula using purposive sampling data collection techniques. Data analysis and testing consists of validity test, reliability test, descriptive statistical test, classical assumption test, multiple regression analysis, partial (T test) and simultaneous (F test) hypothesis testing, and coefficient of determination test. The results showed that financial literacy has a partially significant effect on paylater with a t value of 13.515> ttable 1.98447. Lifestyle has a partially significant effect on paylater with a t value of 3.776> ttable 1.98447. Financial literacy and lifestyle simultaneously have a significant effect on paylater with an Fvalue of 91.457> Ftable value of 3.09 and a regression coefficient value of 65.3%.
ETIKA BISNIS SEBAGAI LANDASAN PELAKSANAAN CORPORATE SOCIAL RESPONSIBILITY (CSR) PERUSAHAAN INDONESIA Charlene Victoria; Deby Jocelyn; Florence; Regina Ongko; Nathasya Christie; Susan Grace V Nainggolan
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1438

Abstract

This study aims to examine the role of business ethics as the basis for implementing corporate social responsibility in companies in Indonesia, explain how it is applied in practice, and identify the challenges faced. The research uses a qualitative descriptive method with a literature study approach. Data was obtained from various relevant written sources and analyzed using content analysis techniques through a process of theme grouping and conclusion drawing. The results of the study indicate that business ethics serve as moral guidelines that direct companies in carrying out their social responsibilities in a responsible and sustainable manner. The application of business ethics encourages corporate social responsibility to not only be a formality, but to be integrated with business strategies and provide tangible benefits to society and the environment. However, the implementation of social responsibility based on business ethics still faces challenges, such as a low understanding of ethical values, limited resources, and a lack of consistency in its application.
Etika Bisnis dan Good Corporate Governance pada PT Unilever Indonesia Tbk di Era ESG Nina Hartati; Steffany Rusli; Tasya; Fabiola; Cathabella Gilliani; Susan Grace V Nainggolan
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1440

Abstract

This study aims to examine the implementation of business ethics and Good Corporate Governance (GCG) principles at PT Unilever Indonesia Tbk (Unilever Indonesia), evaluating their impact on reporting transparency, company performance, and stakeholder trust. The research method used is a qualitative descriptive case study based on documents (Annual Report, Sustainability Report, governance policies) enriched through triangulation with media coverage related to reputation issues for the 2024–2025 period. The results show that Unilever Indonesia has an established governance systems and code of ethics, as well as comprehensive ESG reporting practices, but faces reputational and market pressures (including the impact of geopolitical issues and adjustments to global sustainability targets) that challenge the implementation of ethics and public perception of ESG commitments. The study discusses academic and practical implications, and recommends steps to improve communication governance and strengthen operational integrity.
Etika Bisnis dan Corporate Social Responsibility (CSR) dalam Peningkatan Reputasi dan Keberlanjutan Perusahaan di Indonesia Caroline; Jesslyn Tiovanny; Jocelyn Marchella; Felix Thantio Yangderson; Susan Grace V Nainggolan
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1475

Abstract

This study aims to explain the concepts of business ethics and corporate social responsibility, analyze their interrelationship in corporate practices in Indonesia, and identify the benefits, challenges, and strategies for their implementation. The study uses a qualitative descriptive method through a literature review with content analysis to organize the data into main themes. The results show that business ethics form the basis of corporate behavior, while corporate social responsibility is a form of concrete action that supports the welfare of society and the environment. The application of both has been proven to increase public trust, reputation, and business sustainability, despite facing obstacles in the form of cultural differences, regulations, and resource requirements. This study emphasizes the importance of consistent implementation so that companies can provide positive value to society while maintaining long-term sustainability.