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All Journal Islamika : Jurnal Ilmu-Ilmu Keislaman Al-bank: Journal of Islamic Banking and Finance Al-bank: Journal of Islamic Banking and Finance
Nurhamima, Nurhamima
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Religion Arts Humanities Economics, Econometrics & Finance Social Sciences Other

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Risk Mitigation of National Amil Zakat Agency Tanah Datar Regency Sari, Chitra Indah; Rizal, Rizal; Nurhamima, Nurhamima
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 1 (2025): January - June 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i1.13995

Abstract

This study examines the integration of ISO 31000 into risk management practices at the National Amil Zakat Agency (BAZNAS) in Tanah Datar Regency. A qualitative field research methodology was employed, involving in-depth interviews with key informants. Data triangulation ensured the validity of the findings, while thematic analysis identified core patterns and themes. The theoretical framework utilized ISO 31000's risk management process, including risk identification, analysis, and treatment. The findings revealed ten significant risks categorized into financial, operational, strategic, and hazard risks. High-priority risks include the absence of sanctions for non-compliant zakat payers, while medium-level risks involve the failure to meet zakat targets and inaccuracies in beneficiary selection. Low-priority risks include errors in recommending zakat recipients by local officials. The integration of ISO 31000 provides a systematic approach to identifying and mitigating these risks, ensuring more transparent and accountable zakat management. The study offers actionable recommendations for BAZNAS, including strengthening public education on zakat, implementing stricter verification processes for beneficiaries, and fostering community-based approaches to encourage zakat payments
Risk Mitigation of National Amil Zakat Agency Tanah Datar Regency Sari, Chitra Indah; Rizal, Rizal; Nurhamima, Nurhamima
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 1 (2025): January - June 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i1.13995

Abstract

This study examines the integration of ISO 31000 into risk management practices at the National Amil Zakat Agency (BAZNAS) in Tanah Datar Regency. A qualitative field research methodology was employed, involving in-depth interviews with key informants. Data triangulation ensured the validity of the findings, while thematic analysis identified core patterns and themes. The theoretical framework utilized ISO 31000's risk management process, including risk identification, analysis, and treatment. The findings revealed ten significant risks categorized into financial, operational, strategic, and hazard risks. High-priority risks include the absence of sanctions for non-compliant zakat payers, while medium-level risks involve the failure to meet zakat targets and inaccuracies in beneficiary selection. Low-priority risks include errors in recommending zakat recipients by local officials. The integration of ISO 31000 provides a systematic approach to identifying and mitigating these risks, ensuring more transparent and accountable zakat management. The study offers actionable recommendations for BAZNAS, including strengthening public education on zakat, implementing stricter verification processes for beneficiaries, and fostering community-based approaches to encourage zakat payments
Kesejahteraan Masyarakat Pembudidaya Ikan di Kabupaten Tanah Datar Menurut Perspektif Ekonomi Islam Firdaus, Rahmat; Rahim, Febria; Alimin, Alimin; Rizal, Rizal; Nurhamima, Nurhamima; Bimantara, Willy
Islamika : Jurnal Ilmu-Ilmu Keislaman Vol. 24 No. 1 (2024): Islamika: Jurnal Ilmu-Ilmu Keislaman
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat, Institut Agama Islam Negeri (IAIN) Kerinci, Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/islamika.v24i1.3772

Abstract

This research is based on the majority of people in Tanah Datar Regency who work as farmers, one of which is fish cultivation. Based on this, researchers want to know the welfare of the fish farming community in Tanah Datar Regency. This research aims to determine the welfare of the fish pond cultivator community according to an Islamic economic perspective in Tanah Datar Regency. The research approach used is descriptive qualitative. The primary data source in this research is the fish farming community, obtained from interviews. Meanwhile, secondary data sources are documents and other supporting data. The data validity checking technique used in this writing is the source triangulation technique. The results of this research show that the fish pond cultivation business in Tanah Datar Regency is very beneficial and can improve the welfare of the community as seen from the aspects of maintaining religion, soul, reason, heredity and property, so these five aspects have also been fulfilled and it can be concluded that fish pond cultivators are prosperous. from an economic and Islamic economics perspective.
Co-Authors Alimin Alimin, Alimin Bimantara, Willy Rahim, Febria Rahmat Firdaus Rizal Rizal Sari, Chitra Indah