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All Journal Formosa Journal of Multidisciplinary Research (FJMR) Kreativasi: Journal of Community Empowerment
Zalianti, Olvy Dica
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Analysis of Educational Inequality on Economic Growth in South Sumatra Zalianti, Olvy Dica; Indraswanti, Bertha Esti Iin
Formosa Journal of Multidisciplinary Research Vol. 4 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v4i1.13188

Abstract

This study aims to analyze how big the educational inequality is and what factors influence it, such as poverty, population, government spending in the education sector, and per capita income, and how big its influence is on economic growth in the Province. This study is secondary data sourced from the Central Statistics Agency and the Directorate General of Fiscal Balance of the Ministry of Finance of the Republic of Indonesia. The data analysis method used is the Education Gini Index and panel data regression analysis with the Fixed Effect Model. The regression analysis uses two models, the first model's independent variables are poverty, population, government spending in the education sector, and per capita income while the dependent variable is educational inequality. The second model's independent variable is educational inequality while the dependent variable is economic growth. The results of the study show that educational inequality in South Sumatra Province in 2023 is at a low inequality level of 0.27. The results of the analysis in the first regression model show that poverty has a significant positive effect on educational inequality, while educational spending and per capita income have a significant negative effect.While the second regression model shows that educational inequality has a significant negative effect on economic growth.
Pengenalan Transaksi Digital: Upaya Meningkatkan Literasi Keuangan Masyarakat Desa Karang Panggung Saputra, Irawan; Zulhija, Shela Rahmat; Hestika, Dela; Apriyanti, Mike; Zalianti, Olvy Dica; Resmana, Rifky Tria; Barika
Kreativasi : Journal of Community Empowerment Vol. 3 No. 3 (2024): Vol.3 No.3,2024: Desember 2024 (IN PRESS)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v3i3.38662

Abstract

The development of information and communication technology has driven significant changes in the financial system, including the adoption of digital transactions as an alternative to cash transactions. transactions. However, the low level of digital financial literacy in rural communitiesis an obstacle in optimally utilising this technology. Through socialisation and education on non-cash transactions, this community outreach programme aims to increase the digital literacy of the programme aims to improve the digital literacy of the people of Karang Panggung Village, Merigi Sakti Sub-district, Bengkulu Regency. Karang Panggung Village, Merigi Sakti Sub-district, Central Bengkulu Regency. Methods. used was a qualitative approach with surveys and socialisation to 30 randomly selected households. selected randomly. This activity includes education on digital financial management digital financial management, transaction security, and the utilisation of electronic payment applications. The results of the activities showed an increase in community understanding of the benefits, risks, and how to use digital transactions wisely. This programme has successfully encouraged the community of Karang Panggung Village to be more confident in adopting digital financial technology, support financial inclusion, and improve local economic welfare
Co-Authors Apriyanti, Mike Barika Hestika, Dela Indraswanti, Bertha Esti Iin Irawan Saputra Resmana, Rifky Tria Zulhija, Shela Rahmat