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All Journal Journal of Comprehensive Science Journal of Sharia Micro Enterprise and Cooperation
Munajat, Ma’mur
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Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Library & Information Science

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Peran Negara dalam Pengelolaan Keuangan Publik di Indonesia: Tinjauan Kitab Al-Amwal Karya Abu Ubaid Yahya Ismail, Raihan; Fadilah, Dimas; Munajat, Ma’mur; Achmad Sadat, Fahad
Journal of Comprehensive Science Vol. 4 No. 1 (2025): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v4i1.2955

Abstract

The purpose of this research is to analyze the role of the state in financial management in Indonesia by referring to the book Al-Amwal by Abu Ubaid Al-Qassim bin Salam. This book is the most important reference work in Islamic economics, containing philosophical and practical views on financial principles based on justice, public welfare, and transparency. The main principles highlighted by Abu Ubaid include justice in the distribution of wealth, and the control of public sources of income such as zakat, kharaj, jizyah, as well as the role of Baitul Maal as the main national financial institution. This study also discusses the relevance of the principles of the book of Al-Amwal to the public financial management system in Indonesia. This study uses a qualitative approach with a library research method. Literature review or library research, which is a research method carried out through the collection, analysis, and synthesis of information from various relevant literature sources. The results of the analysis show that values such as fairness, efficiency, fiscal balance, and public welfare are in line with Indonesia's fiscal policies, such as redistributive programs through the General Allocation Fund (DAU) and progressive tax management. Despite challenges such as corruption and economic inequality, Abu Ubaid's principles provide philosophical guidance for strengthening the transparency, accountability, and sustainability of the public financial system.  
Strengthening Islamic Financial Literacy through Product Innovation in The Era of Globalization: A Qualitative Literature Study from The Perspective of Islamic Economics Fadilah, Dimas; Munajat, Ma’mur; Hutabarat, Azizan Sentosah
Journal of Sharia Micro Enterprise and Cooperation Vol. 2 No. 2 (2025): Journal of Sharia Micro Enterprise and Cooperation
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/jsmec.v2i2.12

Abstract

This new era of digital connectivity has made information more accessible, but also highlighted challenges such as disparities in digital literacy and access to technological resources. In Indonesia, the gap in Islamic financial literacy remains a significant barrier to the optimal growth of the Islamic financial industry. Despite increasing access to information, understanding of Islamic financial products remains low. Amidst globalization and the overwhelming flow of information, product innovation is crucial for enhancing public interest and knowledge of Islamic financial services. These innovations include product simplification, the integration of digital technology, and the incorporation of Islamic values into product design and promotion. This study aims to examine the strategy of strengthening Islamic financial literacy through product innovation in response to the challenges of the globalization era, using a qualitative literature review approach from an Islamic economic perspective. The findings indicate that the low level of Islamic financial literacy in Indonesia remains a significant obstacle to the optimal development of the Islamic financial industry. In the context of globalization, product innovation is crucial to increasing the attractiveness and public understanding of Islamic financial services. This research also emphasizes the importance of the role of Islamic financial institutions, the government, and relevant authorities in providing sustainable, collaborative education based on Islamic values. Strengthening Islamic financial literacy will promote public participation in the Islamic financial system and enhance the economic resilience of the ummah both nationally and globally.
Strengthening Islamic Financial Literacy through Product Innovation in The Era of Globalization: A Qualitative Literature Study from The Perspective of Islamic Economics Fadilah, Dimas; Munajat, Ma’mur; Hutabarat, Azizan Sentosah
Journal of Sharia Micro Enterprise and Cooperation Vol. 2 No. 2 (2025): Journal of Sharia Micro Enterprise and Cooperation
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/jsmec.v2i2.12

Abstract

This new era of digital connectivity has made information more accessible, but also highlighted challenges such as disparities in digital literacy and access to technological resources. In Indonesia, the gap in Islamic financial literacy remains a significant barrier to the optimal growth of the Islamic financial industry. Despite increasing access to information, understanding of Islamic financial products remains low. Amidst globalization and the overwhelming flow of information, product innovation is crucial for enhancing public interest and knowledge of Islamic financial services. These innovations include product simplification, the integration of digital technology, and the incorporation of Islamic values into product design and promotion. This study aims to examine the strategy of strengthening Islamic financial literacy through product innovation in response to the challenges of the globalization era, using a qualitative literature review approach from an Islamic economic perspective. The findings indicate that the low level of Islamic financial literacy in Indonesia remains a significant obstacle to the optimal development of the Islamic financial industry. In the context of globalization, product innovation is crucial to increasing the attractiveness and public understanding of Islamic financial services. This research also emphasizes the importance of the role of Islamic financial institutions, the government, and relevant authorities in providing sustainable, collaborative education based on Islamic values. Strengthening Islamic financial literacy will promote public participation in the Islamic financial system and enhance the economic resilience of the ummah both nationally and globally.
Co-Authors Achmad Sadat, Fahad Fadilah, Dimas Hutabarat, Azizan Sentosah Yahya Ismail, Raihan