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All Journal Jurnal Manajemen Pendidikan Bisman (Bisnis dan Manajemen): The Journal of Business and Management
Yusron Toto
Institut Bisnis Dan Ekonomi Indonesia, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Literasi Keuangan dan Teman Sebaya Terhadap Perilaku Keuangan dengan Gaya Hidup Sebagai Variabel Mediasi Pada Mahasiswa Institut Bisnis dan Ekonomi Indonesia Ecci Resamala Sari; Toto, Yusron; Yuniarti, Yuniarti; Febrianti, Sukma
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 8 No. 1 (2025): Februari 2025
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v8i1.3616

Abstract

This research aims to analyze and determine the influence of financial literacy and peers on financial behavior with lifestyle as a mediating variable (Study of students at the Indonesian Institute of Business and Economics). The population of this study was 821 IBE Indonesia students class 2021- 2024, the sampling technique used purposive sampling and the sample formula was Taro Yamane with an error rate of 5%, a sample of 268 respondents was obtained. The data collection technique uses a questionnaire from Google Form and the data analysis tool uses Smart PLS 4.0. The data analysis technique uses PLS-SEM. Based on the results of this research, it can be concluded that financial literacy has a positive influence on financial behavior. Apart from that, the existence of peer variables also has a significant positive impact on financial behavior. Financial literacy and peers also contribute positively and significantly to lifestyle. Finally, lifestyle plays a role in mediating the relationship between financial literacy and financial behavior, as well as between peers and financial behavior.
ASPIRASI KE AKSI: ANALISIS SEM (STRUCTURAL EQUATION MODELING) FAKTOR PENENTU MINAT SISWA LANJUT PERGURUAN TINGGI Yulianto, Yulianto; Toto, Yusron; Saryono, Udin; Sukmawati, Taryati; Rizaldy, Rizaldy; Yuniarti, Yuniarti; Megawati, Megawati; Apriani, Tia
Jurnal Manajemen Pendidikan Vol. 10 No. 1 (2025): Regular Issue
Publisher : STKIP Pesisir Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34125/jmp.v10i1.396

Abstract

This study aims to analyze the influence of parental support, intrinsic and extrinsic motivation, educational self-efficacy, access to college information, and socioeconomic status on students' interest in continuing their education to college. In addition, this study examines the mediating role of self-efficacy as well as the interaction between these factors in the Indonesian context. The study used a quantitative approach with a survey method through a closed questionnaire based on a 5-point Likert scale. The findings provide new insights into the complexity of the determinants of interest in higher education in Indonesia, particularly the negative role of excessive parental support and the inconsistent influence of self-efficacy. The practical implications include the need for a more holistic approach in educational policies and counseling guidance programs involving parents and students. This study also fills a gap in the literature by examining the unique interaction between psychological, social and contextual factors in the Indonesian context, while questioning the universal assumption of a linear relationship between parental support and educational motivation. The findings on the negative effects of information overload also make a novel contribution to the literature discussion on educational decision-making.
Co-Authors Ecci Resamala Sari Megawati - Rizaldy, Rizaldy Saryono, Udin Sukma Febrianti Sukmawati, Taryati Tia Apriani Yulianto Yulianto Yuniarti Yuniarti