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All Journal Juni-Jurnal Pelita Nusa Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Bubun Bunyamin
STAI Pelita Nusa Bandung Barat
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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IMPLEMENTASI PENDEKATAN EKONOMI SYARIAH DALAM PENGEMBANGAN SEKTOR PERTANIAN DAN PETERNAKAN DI DESA CIBODAS, KECAMATAN LEMBANG, KABUPATEN BANDUNG BARAT: TINJAUAN EKONOMI DAN SOSIAL Dadin Solihin; Bubun Bunyamin; Aditya M.R.; Irman Purnama; Ifa Rahmawati; Venny Setyowardani
Jurnal Istimā Vol 1 No 1 (2024): April - Istimā
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i1.94

Abstract

The research was conducted because it was motivated by a real work lecture program, knowing the socio-economic life, understanding, and literacy of the village community. The research examines how the economic order of villagers is viewed from the economic treasures and Islamic law. The purpose of the research is to find out more deeply about the agriculture, animal husbandry, and rural economic sectors. Research methods are carried out qualitatively descriptively, including observation and interviews, as well as comprehensive theoretical reference studies. The results found that local cultural phenomena in the application of the economic system are more obvious, especially in the concept of Ijon business from agricultural products of Cibodas-Lembang Village residents, the view of Sharia economy is similar to the contract of buying and selling greetings. The Ijon system is carried out only based on assistance and urgent conditions. In conclusion, from our findings, villagers do make Ijon transactions, but we provide solutions with the contract Bai' Salam or Istishna'.
DAMPAK LITERASI KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK KPR SYARIAH DI BANK MUAMALAT KCP PADALARANG Yunita Rahmawati; Bubun Bunyamin
Jurnal Pelita Nusa Vol 5 No 2 (2025): Desember-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i2.263

Abstract

The demand for home ownership continues to increase in line with population growth and rising property prices. This condition has strengthened the role of housing finance, including Sharia Home Ownership Financing (KPR Syariah) offered by Islamic banking institutions. However, uneven levels of Sharia financial literacy remain one of the factors influencing consumers’ decisions to use such products. This study aims to analyse the effect of Sharia financial literacy on the decision to use Sharia KPR products at Bank Muamalat Padalarang Sub-Branch Office. A quantitative approach using a survey method was employed, involving 100 respondents who are Sharia KPR customers. Data were analysed using simple linear regression and t-test analysis. The results indicate that Sharia financial literacy has a positive and significant effect on the decision to use Sharia KPR, with a regression coefficient of 0.703 and a t-value of 10.759, which exceeds the critical t-value of 1.987. Sharia financial literacy accounts for 56% of the variation in customers’ decisions, while the remaining 44% is influenced by other factors outside the scope of this study. Furthermore, the level of Sharia financial literacy among respondents is classified as high, with an average score of 84.51%.
Co-Authors Aditya M.R. Ifa Rahmawati Irman Purnama Solihin, Dadin Venny Setyowardani Yunita Rahmawati