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All Journal Jurnal Ilmiah Multidisiplin Indonesia Multidisiplin Pengabdian Kepada Masyarakat (M-PKM) Nomico
Pramita, Cindi
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Agriculture, Biological Sciences & Forestry Computer Science & IT Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Health Professions Nursing Physics

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Economic Review of the effectiveness of Natural Resource Management in improving the national economy Setiawan, Bagus; Astina, Ria; Pramita, Cindi
Nomico Vol. 1 No. 12 (2025): Nomico-January
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/bnf4bg08

Abstract

This study aims to analyze the effectiveness of Natural Resource Management (SDA) in improving the national economy with a descriptive qualitative approach. The Data was obtained through in-depth interviews, document analysis, and case studies from several countries that have implemented different natural resources management policies. The results showed that countries with sustainability-based natural resource management policies, such as the implementation of strict regulations, transparency of governance, and downstream industries, were able to increase the contribution of natural resources to national economic growth. Conversely, countries that still rely on exports of raw materials with no added value tend to face economic volatility due to fluctuations in global market prices. In addition, inequality in the distribution of Natural Resources benefits is also a major problem, where most of the benefits are only enjoyed by a few parties, while the affected local communities do not get the corresponding benefits. Therefore, the study recommends strengthening regulation, investment in the processing industry, as well as the application of circular economy principles to ensure sustainable and inclusive management of Natural Resources.
SOSIALISASI PENERAPAN AKAD ISTISHNA SEBAGAI ALTERNATIF PEMBIAYAAN SYARIAH BAGI PETANI PADI DI DESA SUGIH WARAS KECAMATAN TELUK GELAM KAB. OGAN KOMERING ILIR Setiawan, Bagus; Astina, Ria; Pramita, Cindi
Multidisiplin Pengabdian Kepada Masyarakat Vol. 4 No. 02 (2025): Multidisiplin Pengabdian Kepada Masyarakat, July-Oktober 2025
Publisher : Sean Institute

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Abstract

Permasalahan utama yang dihadapi oleh petani padi di Desa Sugih Waras, Kecamatan Teluk Gelam, adalah keterbatasan modal dalam proses pengolahan lahan hingga masa panen. Kondisi ini sering memaksa petani untuk melakukan pinjaman melalui mekanisme nonformal seperti sistem ijon yang cenderung merugikan. Kegiatan pengabdian ini bertujuan untuk memberikan edukasi dan pemahaman kepada para petani mengenai akad Istishna sebagai salah satu alternatif pembiayaan syariah yang adil dan sesuai dengan prinsip Hukum Ekonomi Islam.Metode pelaksanaan kegiatan dilakukan melalui sosialisasi, diskusi interaktif, dan simulasi transaksi Istishna yang melibatkan petani, kelompok tani, dan perwakilan lembaga keuangan mikro syariah setempat. Materi yang diberikan meliputi konsep dasar Istishna, perbedaan dengan sistem ijon, keunggulan akad Istishna dalam pembiayaan pertanian, serta tahapan penerapan akad tersebut dalam pengadaan sarana dan prasarana pertanian. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan petani tentang akad Istishna sebesar 85% berdasarkan pre-test dan post-test. Selain itu, para petani menunjukkan antusiasme dan ketertarikan untuk mencoba skema pembiayaan ini sebagai solusi untuk menghindari praktik pinjaman nonformal yang merugikan. Melalui kegiatan ini, diharapkan tercipta pemahaman yang lebih baik mengenai pembiayaan syariah serta terjalinnya kerja sama antara petani dan lembaga keuangan syariah dalam mendukung ketahanan pangan dan kesejahteraan petani.
Analysis of the Practice of the Ijon System from the Perspective of Islamic Economic Law for Rice Farmers in Sugih Waras Village, Teluk Gelam District, Ogan Komering Ilir Regency Setiawan, Bagus; Astina, Ria; Pramita, Cindi
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 4 No. 7 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID), August 2025
Publisher : Sean Institute

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Abstract

The practice of ijonis a phenomenon is still common in rural areas, including in Sugih Waras Village, Teluk Gelam District. This system is used by rice farmers to obtain quick funds before the harvest by selling unharvested crops to middlemen at prices lower than the market price. This study aims to analyze the mechanism of the bonded debt system in Sugih Waras Village and examine its compliance with the principles of Islamic economic law. The research method used is a qualitative approach. The results indicate that the ijon system is carried out due to limited capital and difficult access for farmers. From the perspective of Islamic economic law, this practice does not fully meet the requirements of a valid sale and purchase agreement because the object of the transaction (the harvest) is still gharar (unclear quantity and quality) and there are elements of price exploitation that are detrimental to farmers. This study recommends alternative sharia financing such as salam, mudharabah, or musyarakah contracts that are fairer and in accordance with sharia principles. It is hoped that the results of this study can be used as a consideration for the community and policymakers in formulating more equitable agricultural financing solutions.
Co-Authors astina, ria Bagus Setiawan