Article Per Year (5 Year)
p-Index From 2021 - 2026
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All Journal Akuntansi'45 International Journal Business, Management and Innovation Review International Journal of Economics and Management Research
Djoewita Djoewita
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Peranan Financial Technology dan Literacy Keuangan Untuk Meningkatkan Kinerja Keuangan UMKM di Wilayah Malang Djoewita Djoewita; Puji Handayati; Satia Nur Maharani
AKUNTANSI 45 Vol. 5 No. 1 (2024): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v5i1.2393

Abstract

The financial performance of key MSMEs is to be improved over time. Financial literacy is a determining factor to directly improve the use of financial technology and financial performance of MSMEs. Financial control moderates the effect of financial technology on financial performance, when MSMEs have strong financial control, optimal use of financial technology will further improve the financial performance of MSMEs. Financial institutions can also prioritise the development of financial literacy and education programmes to support MSME actors in achieving better financial outcomes.
Literature Review : Digital Integration to Start a Sustainable Dream Business Amelia Setyawati; Djoewita Djoewita; Amelia Sugangga; Ludi Wishnu Wardana; Agus Hermawan
International Journal Business, Management and Innovation Review Vol. 1 No. 2 (2024): May : International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v1i2.13

Abstract

The aim of this research is to investigate the concrete steps needed to start a dream business in the era of digital transformation. Through a step-by-step approach, researchers intend to provide practical guidance for entrepreneurs who want to utilize digital technology to create sustainable businesses. The novelty of this research lies in its systematic and detailed approach in assembling the steps needed to start a dream business. By emphasizing the importance of integrating digital technology in every stage, researchers bring the concept of digital transformation from theory to practice. The urgency of this research is increasingly felt amidst changing market dynamics and pressure to adapt to technological changes. Businesses that are unable to adapt to these changes risk being left behind and losing their competitive edge. The method used in this research is Systematic Literature Review (SLR) by collecting relevant previous research through publish or publish then analyzing the article and narrowing it down regarding keywords. Through a literature review approach, the author explores the basic concepts of digital business transformation and its implementation framework in the context of a start-up business. Researchers detail the basic concepts of digital business transformation and the urgency of implementing them among business actors. The results of this research provide practical guidance that can help entrepreneurs start their dream business with targeted and effective steps. By utilizing digital technology wisely, businesses can increase their operational efficiency and expand market reach. Researchers also provide implications regarding the importance of awareness and skills in utilizing digital technology as a tool to achieve business goals. Additionally, the emphasis on business sustainability underscores the importance of considering the environmental and social impacts of business activities. As a recommendation , entrepreneurs are advised to continue to develop digital literacy and actively seek opportunities to integrate technology in their business strategies. Additionally, collaboration with other stakeholders, including governments and non-governmental organizations, can help create a business ecosystem that supports sustainability and innovation
Analysis Of Financial Performance Quality Influenced By Financial Literacy And Internal Control Systems Moderate By Internal Audit In The Convection Business Djoewita Djoewita; Sudarmiatin Sudarmiatin; Ludi Wishnu Wardana
International Journal of Economics and Management Research Vol. 2 No. 3 (2023): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i3.139

Abstract

This research aims to analyze and test the influence of the internal control system and financial literacy moderated by internal audit to obtain the quality of SME financial performance. The convection data in the city of Malang is a population of 30 convection shops, while all those who answered the questionnaire were collected using the questionnaire method, namely by providing a list of questions sent to 60 respondents in the finance department. The technical analysis of this research uses moderated regression analysis calculated using SPSS software. The research results show that the influence of financial literacy and the internal control system moderated by internal audit has proven to be positive and significant on the quality of financial performance.
Co-Authors Agus Hermawan AMELIA SETYAWATI Amelia Sugangga Ludi Wishnu Wardana Puji Handayati Satia Nur Maharani Sudarmiatin