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All Journal TEMALI : Jurnal Pembangunan Sosial
Suryaman, Inge Salsabila
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Social Sciences

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CBDC’s Considerations on the Islamic Microeconomic: Maqashid Sharia Perspective Suryaman, Inge Salsabila; Simanullang, Ricky Martin
TEMALI : Jurnal Pembangunan Sosial Vol 8, No 1 (2025): Temali: Jurnal Pembangunan Sosial
Publisher : Universitas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jt.v7i2.38536

Abstract

This study aims to analyze the potential impact of Central Bank Digital Currency (CBDC) on Islamic microeconomics, specifically from the perspective of Maqashid Shariah. The study employs a qualitative method with data collection techniques involving a literature review from secondary sources related to CBDC and Islamic economics. The findings indicate that the implementation of CBDC can bring benefits in the form of increased financial inclusion, transaction efficiency, and protection of privacy and payment system integrity. This research contributes to explaining how CBDC can support Islamic economic objectives through fair market competition and technological openness.
CBDC's Considerations on the Islamic Microeconomic: Maqashid Sharia Perspective Suryaman, Inge Salsabila; Simanullang, Ricky Martin
TEMALI : Jurnal Pembangunan Sosial Vol. 8 No. 1 (2025): Temali: Jurnal Pembangunan Sosial
Publisher : Universitas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jt.v7i2.38536

Abstract

This study aims to analyze the potential impact of Central Bank Digital Currency (CBDC) on Islamic microeconomics, specifically from the perspective of Maqashid Shariah. The study employs a qualitative method with data collection techniques involving a literature review from secondary sources related to CBDC and Islamic economics. The findings indicate that the implementation of CBDC can bring benefits in the form of increased financial inclusion, transaction efficiency, and protection of privacy and payment system integrity. This research contributes to explaining how CBDC can support Islamic economic objectives through fair market competition and technological openness.
Strengthening MSMEs: Evaluating the Impact of Sharia Rural Banks on Welfare in Accordance with Maqashid Sharia Suryaman, Inge Salsabila; Mariyanti, Tatik; Anugrah, Insan Praditya
TEMALI : Jurnal Pembangunan Sosial Vol. 7 No. 2 (2024): Temali: Jurnal Pembangunan Sosial
Publisher : Universitas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jt.v7i2.37891

Abstract

This study aims to evaluate the support provided for MSME development by PT. BPRS Hijra Alami and the application of maqashid sharia principles in its management. The research employs a qualitative method, using data collection techniques such as observation, interviews, and financial report analysis. The main findings reveal significant limitations in the support for training programs and business network access for MSMEs. Although BPRS provides financing, additional support such as skills training and network access remains inadequate, affecting the ability of MSMEs to utilize funds and expand their business networks optimally. The study also uncovers that, despite the application of maqashid sharia principles in BPRS's management, their implementation has not been fully effective in managing the risks and social impacts of the provided financing. The primary contribution of this research is the emphasis on the need for a more comprehensive integration of maqashid sharia principles throughout all operational aspects of BPRS, as well as offering recommendations for policies supporting MSME training and network access. This study provides new insights into Islamic banking practices and MSME development and suggests directions for future research to examine the effectiveness and social impact of the implemented strategies
Co-Authors Anugrah, Insan Praditya Simanullang, Ricky Martin Tatik Mariyanti, Tatik