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All Journal Journal of Ekonomics, Finance, and Management Studies
Reikha Habibah Yusfi
Universitas Negeri Semarang
Religion Economics, Econometrics & Finance

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Determinan Tingkat Pengangguran Terbuka di Kabupaten/Kota Provinsi Jawa Barat Tahun 2019-2023 Dilla Andini; Reikha Habibah Yusfi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7225

Abstract

Indonesia is one of the developing countries that cannot be separated from the problem of unemployment, the number of residents who have increased every year has an unfavorable impact if not balanced with quality. The increase in population must be balanced with the quality and ability of each workforce. The average Open Unemployment Rate (TPT) in Indonesia has decreased every year, but the problem of unemployment is still the center of attention. Java Island has a higher population density and is still a favorite place for migrants to find work. West Java Province is among the five provinces with the highest TPT in Indonesia. The purpose of this study is to identify the factors that cause the existing problems and determine the variables that can be used to solve the problem of high unemployment in the districts/cities of West Java Province. This research uses multiple linear regression analysis method. The results of this study indicate that the variables of Economic Growth (PE) and Labor Force Participation Rate (TPAK) have a negative and significant influence on the TPT in the district / city of West Java Province. Simultaneously, the variables of economic growth, TPAK, MSE and HLS affect the TPT in the districts/cities of West Java Province. The coefficient of determination (R2) of this research model is 0.8693 or equivalent to 86.93%. Independent variables consisting of PE, TPAK, MSE, and HLS are able to explain the TPT variable in the district / city of West Java Province by 86.93%. While 13.07% is explained by other variables that are not explained in the study.
Strategi Pengembangan Ekonomi Berbasis Potensi Lokal melalui Pemberdayaan Perempuan dan Pengembangan UMKM di Desa Geneng Ahmad Anif; Reikha Habibah Yusfi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8603

Abstract

Developing Regional Economic Development through women empowerment is an effort by the Geneng Village Governmet to develop MSME. However, Regional Economic Development through women empowerment for developing MSME has not run optimally. For optimizing Regional Economic Development especially MSME which moved by women, The Geneng Village Government held an MSME’s training program. This study aims to analyze the role of the government in Geneng Villahe, MSME actors, especially women. Researcher used a descriptive qualitative approach method. Researcher conducted observations, interviewsm and documentation of MSME actors in Geneng Village especially women. This study focuses on exploring the opportunities and strategies taken in utilizing the local potential in Geneng Village. The data used are primary data and secondary data. The research subjects used included: the head of village (1 person), village officials (2 people), MSME’s (5 People) and core members of BUMDes (3 people). Thus, the total number of informant subjects is 11 people.
Analisis Kepatuhan Penggunaan Dana Desa yang Efektif dan Efisien di Desa Seso Kecamatan Jepon Kabupaten Blora ristina; Reikha Habibah Yusfi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.9370

Abstract

                This study aims to examine the quality of planning and competency of village officials in managing Village Funds, using a case study in Seso Village, Jepon District, Blora Regency. Village Funds are a strategic instrument for strengthening village independence, supporting infrastructure development, and increasing participation and accountability in village financial management, as mandated by Law Number 6 of 2014 and Minister of Finance Regulation Number 145 of 2023. The research approach used was descriptive qualitative, with data collection through semi-structured interviews with eight informants, consisting of village heads and village officials directly involved in Village Fund planning and management. The study indicates that the Village Funds in Seso Village have been planned with community involvement and in accordance with applicable regulations. Although several technical obstacles remain in document preparation and understanding evolving regulations. The competence of village officials is considered adequate in carrying out administrative and financial tasks, further technical training and direct mentoring are still needed, particularly in the use of the SISKEUDES application, preparing budgets (RAB), and financial reporting. This study recommends sustainable capacity building for village officials to support more transparent, accountable, and targeted Village Fund governance.
Co-Authors Ahmad Anif Dilla Andini ristina