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All Journal Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Solahuddin Al-Ayubi
IAI Tazkia, Bogor, Indonesia
Religion Economics, Econometrics & Finance Social Sciences

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Refleksi Ekonomi Syariah Dalam Melihat Krisis Moneter Di Indonesia Devina Sulistyawati; Siti Sokhiful Jannah; Solahuddin Al-Ayubi
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 1 No. 2 (2024): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v1i2.7

Abstract

This study aims to provide a view of Sharia Economics in looking at the monetary crisis in Indonesia. This research uses literature study methods from various sources such as books, journals, notes, and reports to understand the meaning, context, and complexity of the problems faced. The results indicate that the monetary crisis occurred due to unequal distribution of income and wealth, usury in the economic system, and the absence of a filter mechanism that was socially agreed upon in the economic system. Islam as a kaffah religion certainly has solutions and economic systems that are considered capable of providing a new atmosphere for the world economy. Where Islam offers a system that prioritizes transparency, honesty, and moral responsibility based on Sharia and religious law. Through Islamic economics, Islam offers four strategies. It includes a reorganization of the entire economic system with 4 mutually reinforcing elements: first, a socially agreed filter mechanism, second, a motivational system that encourages individuals to do what is best for themselves and their society, third, restructuring the economy as a whole with the aim of realizing maqasid despite the scarcity of resources; and fourth, a positive and strong role of government.
Analisis Maqashid Al-Khamsah Pada Produk Asuransi Syariah Nadin; Solahuddin Al-Ayubi
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 2 No. 1 (2024): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v2i1.21

Abstract

This research aims to analyze Sharia maqashid in Sharia insurance products. The study of Sharia maqashid in Sharia insurance in this research is conducted with a philosophical approach, namely analyzing maqasid Sharia in insurance products descriptively and analytically. The results of this research indicate that the application of maqashid in Sharia insurance products covers five aspects known as al-kuliyyah al-khams, including protecting religion (hifz al-din), which is related to the perfection of human worship, such as pilgrimage insurance; protecting life (hifz an-nafs), such as prevention against threats to life and mental health; protecting intellect (hifz al-‘aql), such as ensuring future education; protecting lineage (hifz an-nasl), such as providing education funds aimed at the welfare of heirs; and preserving wealth (hifz al-maal), where Sharia insurance based on the tabarru contract for mutual assistance helps preserve the community's money in terms of its existence. This can be achieved by preserving what is acquired and achieved in the form of money and working for its growth and enhancement. Regarding its absence, this can be done by trying to avoid the loss of money obtained from it. Thus, Sharia insurance based on mutual assistance can help protect wealth from loss and manage wealth in accordance with Islamic principles. Keywords: Maqashid Syariah, Islamic Insurance, Maqasid al-Khamsah.
Co-Authors Devina Sulistyawati Nadin Siti Sokhiful Jannah