Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Vol. 2 No. 1 (2024): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam

Analisis Maqashid Al-Khamsah Pada Produk Asuransi Syariah

Nadin (IAI TAZKIA, Bogor, Indonesia)
Solahuddin Al-Ayubi (IAI TAZKIA, Bogor, Indonesia)



Article Info

Publish Date
24 Jun 2024

Abstract

This research aims to analyze Sharia maqashid in Sharia insurance products. The study of Sharia maqashid in Sharia insurance in this research is conducted with a philosophical approach, namely analyzing maqasid Sharia in insurance products descriptively and analytically. The results of this research indicate that the application of maqashid in Sharia insurance products covers five aspects known as al-kuliyyah al-khams, including protecting religion (hifz al-din), which is related to the perfection of human worship, such as pilgrimage insurance; protecting life (hifz an-nafs), such as prevention against threats to life and mental health; protecting intellect (hifz al-‘aql), such as ensuring future education; protecting lineage (hifz an-nasl), such as providing education funds aimed at the welfare of heirs; and preserving wealth (hifz al-maal), where Sharia insurance based on the tabarru contract for mutual assistance helps preserve the community's money in terms of its existence. This can be achieved by preserving what is acquired and achieved in the form of money and working for its growth and enhancement. Regarding its absence, this can be done by trying to avoid the loss of money obtained from it. Thus, Sharia insurance based on mutual assistance can help protect wealth from loss and manage wealth in accordance with Islamic principles. Keywords: Maqashid Syariah, Islamic Insurance, Maqasid al-Khamsah.

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Journal Info

Abbrev

jepki

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam adalah jurnal penelitian dengan akses terbuka (open access) dan berkualitas tinggi yang direview oleh tim reviewer yang mumpuni di bidang ekonomi dan keuangan Islam terkait isu-isu pembangunan. Publikasinya diterbitkan dalam dua bahasa ...