Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Jurnal Ilmiah ASET Jurnal Ekonomi Manajemen Akuntansi
Ratri Buda Nugrahanti
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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How Instrumental is Organizational Agility Toward Sustainable Human Resource Management During the VUCA Situation Ratri Buda Nugrahanti; Tantri Widiastuti
Jurnal Ekonomi Manajemen Akuntansi Vol. 30 No. 1 (2024): JURNAL EKONOMI MANAJEMEN AKUNTANSI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/ema.v30i1.166

Abstract

The COVID-19 pandemic caused volatility, uncertainty, complexity, and ambiguity (VUCA), and has created an unprecedented change for all organizations to either evolved or seized to exist. The dynamism due to COVID-19 has forced the HRM function to look forward to organizational agility to adapt and stay in business. The approach to make a linkage between COVID-19, organizational agility, and sustainable HRM is theoretically argued based on a resource-based theory. By conceptualizing the work of Dyer & Shafer (2014) and Nijssen & Paauwe (2012) five dimensions are identified to measure organizational agility, which includes fluid organizational design, flexible core business strategy, distributive information, fast organizational learning, and highly adaptable infrastructure and workplace design. However, further research is needed to confirm the dimensions proposed and to expand them into indicators that can specifically measure organizational agility as a variable.
Digital Payment Interoperability and Financial Inclusion in The Gambia: Policy Priorities for a Resilient Central Banking Framework Ratri Buda Nugrahanti; Tantri Widiastuti
Jurnal Ilmiah Aset Vol. 28 No. 1 (2026): Jurnal Ilmiah ASET Vol. 28 No. 1
Publisher : STIE Widya Manggala

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The expansion of mobile money, digital payments, and platform-based financial services is reshaping the role of central banks in promoting financial inclusion, payment efficiency, and system stability. In The Gambia, digital financial services offer important opportunities to widen access to finance and improve the performance of the national payments ecosystem. However, these gains may remain limited where providers operate in fragmented ways and interoperability remains weak. This paper examines how digital payment interoperability can strengthen financial inclusion and support a more resilient central banking framework in The Gambia. Drawing on a qualitative policy-analysis approach based on literature review, regulatory analysis, and contextual assessment of The Gambia within the broader African and ECOWAS digital finance landscape, the paper identifies the principal institutional, market, and governance barriers that constrain interoperable digital payments. The analysis shows that fragmented payment rails, uneven regulatory coordination, weak integration across providers, and infrastructural and literacy constraints can reduce user convenience, increase transaction costs, and weaken payment-system resilience. The paper argues that interoperability should be treated not merely as a technical issue, but as a strategic policy instrument through which the Central Bank of The Gambia can advance inclusion, efficiency, trust, and financial-system resilience. It concludes by proposing policy priorities around common standards, proportionate regulation, infrastructure investment, consumer protection, cybersecurity, and phased regional alignment within ECOWAS
Co-Authors Tantri Widiastuti