Sholahuddin, Muhammad
Universitas Muhammadiyah Surakarta

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Endorsement Practices Of Syariah Digital Investment By Influencers: An Islamic Economic Perspective In Ethics And Sustainability Studies Nurohman, Yulfan Arif; Sholahuddin, Muhammad; Kusuma, Melia; Putra, Ircham Suwarsang; Suryana, Alean Kistiani Hegy; Susanti, Nani Irma; Imronudin, Imronudin
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 17, No 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/alamwal.v17i1.19654

Abstract

The rise of influencers who become affiliates of fraudulent investments provides benefits for investors. The younger generation who tend to FOMO will easily suffer losses due to content created by influencers. Where influencers do not necessarily convey information honestly through content created related to digital investment. This study aims to analyze the role of influencers in sharia digital investment. The trend of sharia investment and the use of influencers has increased, making it an opportunity for investors to choose. In fact, in Indonesia, digital investment results in major losses. This study uses a qualitative approach that uses a literature review method as a method used by researchers. The results of the study provide an overview of the importance of influencers maintaining ethics. In the Islamic perspective, it is regulated about the importance of receiving information that is true and providing information that can be accounted for. Islam provides guidance on investments that are far from gharar and destructive. Influencers and investors need to be equipped with good financial literacy and strengthen the principle of caution. Where previously the principle of caution had not been studied in sharia digital investment through influencers
Endorsement Practices Of Syariah Digital Investment By Influencers: An Islamic Economic Perspective In Ethics And Sustainability Studies Nurohman, Yulfan Arif; Sholahuddin, Muhammad; Kusuma, Melia; Putra, Ircham Suwarsang; Suryana, Alean Kistiani Hegy; Susanti, Nani Irma; Imronudin, Imronudin
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 17, No 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/alamwal.v17i1.19654

Abstract

The rise of influencers who become affiliates of fraudulent investments provides benefits for investors. The younger generation who tend to FOMO will easily suffer losses due to content created by influencers. Where influencers do not necessarily convey information honestly through content created related to digital investment. This study aims to analyze the role of influencers in sharia digital investment. The trend of sharia investment and the use of influencers has increased, making it an opportunity for investors to choose. In fact, in Indonesia, digital investment results in major losses. This study uses a qualitative approach that uses a literature review method as a method used by researchers. The results of the study provide an overview of the importance of influencers maintaining ethics. In the Islamic perspective, it is regulated about the importance of receiving information that is true and providing information that can be accounted for. Islam provides guidance on investments that are far from gharar and destructive. Influencers and investors need to be equipped with good financial literacy and strengthen the principle of caution. Where previously the principle of caution had not been studied in sharia digital investment through influencers
PERAN FATWA DSN MUI DALAM MENDUKUNG REGULASI DAN PERTUMBUHAN KEUANGAN DIGITAL SYARIAH DI INDONESIA Nisa’, Khoirun; Wiaam, Isnania; Handriyani, Heni; Sholahuddin, Muhammad
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 12 │ No. 1 │ 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v12i1.25214

Abstract

This research analyzes various fatwas issued by the National ShariaCouncil of the Indonesian Ulema Council (DSN-MUI) related to digital finance.The main focus is on how these fatwas are implemented and their impact on thedigital finance ecosystem in Indonesia. The research method used is qualitativewith content analysis, collecting secondary data from official documents andrelated literature. The results show that the DSN-MUI fatwas on digital financeemphasize the importance of transparency, fairness, and integrity in transactions.These fatwas cover various aspects such as online buying and selling,dropshipping, technology-based financing services, and the use of electronicmoney. The implementation of these fatwas has had a positive impact onincreasing the trust of the Muslim community, the growth of the Islamic fintechecosystem, and support from regulators. However, challenges in implementationand compliance with sharia principles remain, including the need for rigoroussharia audits and improved sharia literacy among the public. This researchmakes an important contribution to the Islamic finance literature and providespractical guidance for policy makers and financial practitioners in implementingDSN-MUI fatwas more effectively.