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All Journal Business Innovation and Entrepreneurship Journal International Journal of Business, Management and Economics Brawijaya Journal of Social Science
Amin, Dr. Md. Ruhul
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Profitability Analysis of Conventional and Islamic Banks in Bangladesh: A Comparative Study Alam, Md. Shahbub; Hossain, G. M. Anwar; Amin, Dr. Md. Ruhul
International Journal of Business, Management and Economics Vol. 6 No. 1 (2025): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbme.v6i1.2454

Abstract

This comparative study on profitability analysis of conventional and Islamic banks in Bangladesh from 2018 to 2022 gives an insightful financial performance of the two modes of banking stream. For the analysis, five conventional banks and five Islamic banks were chosen randomly. Financial ratios are calculated from the respective bank’s annual financial reports and the Central bank’s data to measure profitability. Ten profitability indicators are used to analyze data, comparing the results of two types of banks, and finally, the ANOVA test shows the differences in profitability measures at a 5% level of significance. Conventional banks are performing better in terms of NNII, Spread, Burden, OP, NP, ROA & ROE, but Islamic banks are performing better regarding profit earned, profit paid, and OOE. The differences in profit earned ratio, profit paid ratio, and Spread ratio are significant, which indicate that trends are not identical in conventional and Islamic banks, but the differences in NNII ratio, OOE ratio, Burden ratio, OP ratio, NP ratio, ROA, ROE are not significant which indicate that trends are identical. Deposit and investment trends of Islamic banks are better than conventional banks, and it shows Islamic banks have good prospects in the near future. Overall findings show that conventional banks are doing comparatively better than Islamic banks in terms of profitability measures
Examining the Relationship between Educated Entrepreneurs and Socio-Economic Factors: A Focus on Bangladesh Agricultural Inclinations Apu, Mahedi Hasan; Kafayet, Kafayet Ullah; Sohan, Kazi Arifuzaman Sohan; Hossian, Md. Farhad Hossain; Amin, Dr. Md. Ruhul; Zafor, Hasan Abu
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 6 No 3 (2024): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v6i3.922

Abstract

This paper explored the perception of farming as a career among educated jobseekers in Bangladesh. We analyze how socio-economic determinants influence their perceptions and investigate the obstacles that prevent or limit their potential engagement in the farming sector. The analysis is conducted with a sample size of 509 and suitable analysis procedure such as descriptive statistics, SWOT analysis, overall weighted mean of career choice criteria, logistics regression, and partial least square discriminant analysis (PLS-DA) are applied. The result indicates that rural life, economic condition, and family influence play significant role in shaping educated job seekers in Bangladesh having interest in farming. It also suggests that there is a gap between the interest and the knowledge of farming among the respondents. The study also implies that rural residence, entrepreneurial intention, prior farming experience, and financial resources are key factors driving interest in farming career. In the following study the constructed PLS-DA model is highly accurate and reveals the factors that motivate people to pursue farming. Overall, this study suggests that developing and implementing vocational and technical training programs for young people that help them to move towards farming sector.
Comparative Study of Municipal Waste Management of Two Municipalities in Kushtia District: A Case Study. Amin, Dr. Md. Ruhul; Mohammad Selim
Brawijaya Journal of Social Science Vol. 4 No. 2 (2025): Quo Vadis Sustainability: The Future and The Present
Publisher : Sociology Department, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.bjss.2024.004.02.6

Abstract

The efficient management of municipal waste is a critical challenge for developing nations, where rapid urbanization and population growth exacerbate the problem. This study provides a comprehensive analysis of municipal waste management practices in Bangladesh, focusing on a comparative study of two municipalities in the Kushtia District: Kushtia Municipality and Kumarkhali Municipality. The research aims to evaluate the effectiveness, sustainability, and environmental impact of current waste management systems in these municipalities. Data were collected through field surveys, interviews with municipal officials, and analysis of secondary sources. The study reveals significant disparities in waste management practices between the two municipalities, attributed to differences in resource allocation, community participation, and policy implementation. Kushtia Municipality, with better financial and infrastructural support, demonstrates more effective waste collection, segregation, and disposal practices compared to Kumarkhali Municipality, which struggles with inadequate resources and lack of public awareness. The findings highlight the need for a more integrated and inclusive approach to waste management, emphasizing community engagement, capacity building, and policy reforms. Recommendations include the adoption of advanced waste processing technologies, enhancement of waste segregation at the source, and the implementation of robust monitoring and evaluation frameworks. This study contributes to the growing body of knowledge on municipal waste management in developing countries and provides actionable insights for policymakers, practitioners, and researchers aiming to improve environmental sustainability and public health in urban areas of Bangladesh.
Co-Authors Alam, Md. Shahbub Apu, Mahedi Hasan Hossain, G. M. Anwar Hossian, Md. Farhad Hossain Kafayet, Kafayet Ullah Mohammad Selim Sohan, Kazi Arifuzaman Sohan Zafor, Hasan Abu