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All Journal Jurnal Tabarru': Islamic Banking and Finance Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Martha Darman, Dian
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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INOVASI DIGITALISASI PRODUK PERBANKAN DAN DAMPAKNYA PADA PERTUMBUHAN DAN PERKEMBANGAN PERBANKAN SYARIAH Sakinah, Nur; Arafah, Lita; Martha Darman, Dian; Marro’aini; Kenedi, Jon
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).21282

Abstract

Peran strategis industri perbankan syariah dalam pembangunan ekonomi rakyat harus terus ditingkatkan dengan menangkap berbagai peluang yang ada di era finansial digital yang ditandai dengan pemanfaatan teknologi dalam produk perbankan. Hal ini menjadi peluang sekaligus tantangan bagi industri perbankan syariah di Indonesia. Oleh karena itu, perbankan syariah harus memiliki keunggulan kompetitif dengan melakukan inovasi produk. Penelitian ini bertujuan untuk mengetahui dampak pertumbuhan dan perkembangan perbankan syariah dengan adanya inovasi digitalisasi produk perbankan, dalam hal ini peneliti hanya akan mengkonsentrasikan dampak pertumbuhan dan perkembangan perbankan syariah dari sisi adanya inovasi digitalisasi. Pendekatan dalam penelitian ini adalah pendekatan deskriptif kualitatif, kemudian dianalisis dengan analisis konten dan riset kepustakaan. Hasil dari penelitian ini menyimpulkan bahwa perkembangan transaksi perbankan yang dilakukan melalui mobile banking dan internet banking membuat digitalisasi perbankan menjadi salah satu fokus utama perbankan dalam usaha mempertahankan persaingan yang semakin ketat dalam industri perbankan serta akan berdampak positif pada perkembangan dan peningkatan perbankan syariah.
Pengenalan Literasi Keuangan dan Pengendalian Personal Financial Planning untuk Generasi Z Sakinah, Nur; Martha Darman, Dian; Arfah, Lita; Marro'aini, Marro'aini; Jonkenedi, Jonkenedi
Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat Vol. 1 No. 1 (2023): Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Publisher : Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

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Abstract

Consumerist behavior that has become a habit of society has resulted in a tendency to reduce cultural development. There are still many people who do not realize the importance of having a view on financial management in their personal lives because of the assumption that personal financial planning is only for high-income people and financial planning is only carried out by an organization or company. The aim of carrying out community service for Al-Izhar IT Vocational School students in Pekanbaru is to participate in raising awareness among these students through the introduction of financial literacy, so that generation Z understands and recognizes financial literacy and personal financial planning to prepare for a better future as early as possible. The implementation method was designed and implemented using the PAR (Participatory Action Research) method, which involves researchers and participants in collaboration to encourage active participation, feedback, and joint knowledge creation. The results achieved were that students understood the concept of financial literacy, were able to avoid behavior that could influence generation Z's financial decisions, and had self-control in personal financial planning.
Pengenalan Proses Sertifikasi Halal Pada Pelaku Usaha Mikro Dan Kecil Arfah, Lita; Marro'aini, Marro'aini; Sakinah, Nur; Jonkenedi, Jonkenedi; Martha Darman, Dian
Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat Vol. 1 No. 2 (2024): Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Publisher : Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/alumm.v1i2.326

Abstract

Halal certification is a process that is a necessity for meeting a wide market share, including benefits for entrepreneurs trading goods or services. On the consumer side, halal certification is proof of the seriousness of entrepreneurs in fulfilling the halal status of merchandise, whether in the form of goods or services. In the framework of the Tridharma of lecturers in the field of sharia finance in the Sharia Business Management study program, the author provides knowledge to Community Service regarding the halal certification process in the target area: Tuah Madani Village, Pekanbaru. This implementation is aimed at the household environment in the sub-district. The aim of this community service is to provide knowledge about the halal certification process and related understanding, which is fundamental according to the 2021 BPJPH regulations, including the type of business, size of the company, length of the process, and fees charged. After the presentation, the author carried out a direct evaluation of the participants by means of question and answer to test that the participants had understood the things presented as appropriate information to help the existence of sharia-compliant businesses
Pemberdayaan Masyarakat Melalui Pemasaran Syari’ah Yang Berkelanjutan Dan Beretika di Pekanbaru Arfah, Lita; Marro'aini, Marro'aini; Martha Darman, Dian; Sakinah, Nur; Iqbal, Muhammad
Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat Vol. 2 No. 1 (2024): Al-Umm: Jurnal Pengabdian dan Pengembangan Masyarakat
Publisher : Sekolah Tinggi Agama Islam (STAI) Al- Kifayah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53398/alumm.v2i1.537

Abstract

This community service activity aims to provide information on sharia marketing as a sustainable and ethical community empowerment strategy in Pekanbaru. The sharia approach to marketing emphasizes not only economic profit but also upholds moral values, justice, and social sustainability. Through participatory community service activities, this program involves micro, small, and medium enterprises (MSMEs) in the Air Putih Village of Pekanbaru in developing product marketing strategies that comply with sharia principles. The results of the activity indicate that applying the principles of honesty, transparency, and social responsibility in product promotion and distribution can increase consumer trust, expand market networks, and encourage inclusive economic growth in the community. Furthermore, collaboration between academics, government, and the community plays a crucial role in creating a sustainable sharia marketing ecosystem. The study is expected to reinforce the urgency of integrating Islamic values into daily business practices as a solution for ethical and equitable economic development in urban areas like Pekanbaru
Co-Authors Arafah, Lita Arfah, Lita Jonkenedi Jonkenedi Kenedi, Jon Marro'aini, Marro'aini Marro’aini Muhammad Iqbal Nur Sakinah