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All Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) Electronic Journal of Education, Social Economics and Technology
Fadhila, Hayfa Azwa
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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Integration of Sharia Insurance and Islamic Banking to Achieve a Sustainable Economy Fadhila, Hayfa Azwa; Kusmilawaty, Kusmilawaty; Aslami, Nuri
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.1061

Abstract

This study aims to analyze the integration between Islamic insurance and Islamic banking in supporting a sustainable economy. The research method used is a qualitative approach with a literature review technique, utilizing secondary data sources from scientific journals, official reports, and relevant laws and regulations. The results show that the integration between Islamic insurance and Islamic banking can be seen in strategic collaboration in product marketing (bancatakaful), as well as their role in sustainable financing through Islamic investment instruments such as green sukuk. This integration encourages the creation of risk protection for customers, strengthens green financing portfolios, and increases Islamic financial inclusion. However, challenges remain, such as low public financial literacy, regulatory disharmony between institutions, and limitations in information technology. Therefore, collaborative efforts are needed between the government, industry players, and the community to realize an inclusive and sustainable Islamic financial system in Indonesia.
PENGGUNAAN APLIKASI TASPEN ONE HOUR ONLINE SERVICES (TOOS) DALAM MENINGKATKAN PELAYANAN PENSIUN Fadhila, Hayfa Azwa
Jurnal Review Pendidikan dan Pengajaran Vol. 8 No. 1 (2025): Volume 8 No. 1 Tahun 2025
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v8i1.43172

Abstract

Perkembangan teknologi digital memberikan peluang besar bagi institusi pelayanan publik untuk meningkatkan efisiensi dan efektivitas layanan. PT TASPEN (Persero) memanfaatkan inovasi teknologi dengan menghadirkan aplikasi TASPEN One Hour Online Services (TOOS), yang dirancang untuk mempercepat dan mempermudah proses administrasi pensiun bagi Pegawai Negeri Sipil (PNS). Penelitian ini bertujuan untuk menganalisis efektivitas penggunaan aplikasi TOOS dalam meningkatkan kualitas layanan pensiun, khususnya dari segi kecepatan waktu penyelesaian, aksesibilitas, dan tingkat kepuasan pengguna. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui survei terhadap 100 pensiunan yang telah menggunakan aplikasi TOOS. Data dianalisis menggunakan metode statistik deskriptif untuk mengukur tingkat kepuasan dan perubahan waktu layanan sebelum dan setelah implementasi TOOS. Hasil penelitian menunjukkan bahwa aplikasi TOOS berhasil mempercepat waktu penyelesaian administrasi pensiun dari rata-rata 7 hari menjadi hanya 1 jam, sesuai dengan komitmen layanan berbasis digital. Selain itu, 85% responden menyatakan puas dengan kemudahan akses dan transparansi informasi yang disediakan oleh aplikasi ini.
Co-Authors Kusmilawaty, Kusmilawaty Nuri Aslami