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All Journal Jurnal Manajemen Bisnis Jurnal Ekonomika Jurnal Manajemen Indonesia Jurnal Riset Akuntansi dan Keuangan Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan International Journal of Social Science and Business International Journal of Economics, Business and Accounting Research (IJEBAR)
Kaujan, Kaujan
Universitas Borneo Tarakan
Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal Manajemen Bisnis

 1 
The Role of Entrepreneur Characteristic and Financial Literacy in Developing Business Success Utomo, Mohamad Nur; Cahyaningrum, Widyastuti; Kaujan, Kaujan
Jurnal Manajemen Bisnis Vol 11, No 1: March 2020
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.11185

Abstract

One important contribution of Small-and-Medium Enterprises (or SMEs) to the economic development is the absorption of workers. Absorbing more workers and reducing unemployment are achievable only if SMEs have been success in managing the sustainability of their business. The success of SMEs’ business is determined by few variables, which are to be examined in this research. Therefore, research is aimed to conduct empirical test over the effect of entrepreneur characteristic and financial literacy on business performance. Type of data is primary, which is acquired through distribution of questionnaire to respondents. Research sample includes Small-and-Medium Enterprises (SMEs) in Tarakan City. Analysis technique is Partial Least Square-Structural Equation Modelling (PLS-SEM). Result of research showed that personal characteristic, psychological characteristic, entrepreneur competency, and financial literacy are determinants to SMEs’ performance. Theoretical implication of this research is that research findings are supporting upper echelon theory and RBV theory when both theories explain factors that determine performance.
Co-Authors Adi Sutrisno Ariska, Iin Cahyaningrum, Widyastuti Iin Ariska Maratin, Anggita Khusnul Nur Utomo, Mohamad Pratiwi, sulistya rini Rahmi Nur Islami Samsul Ulum, Akhmad Sulistya Rini Pratiwi Syahran, Syahran Utomo, Mohamad Nur