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Inovasi Produk Perbankan Syariah Di Indonesia Dalam Menghadapi Tantangan Ekonomi Digital Dan Perubahan Kebutuhan Konsumen Nur Sitorus, Siti Ghadizah; Santri, Nur
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

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Abstract

Digital transformation presents both challenges and opportunities for Islamic banking in Indonesia to meet the needs of modern consumers while adhering to Sharia principles. This study employs a qualitative approach through library research to analyze product innovation strategies in Islamic banking amidst the challenges of the digital economy. Data were analyzed using content analysis techniques from various relevant literature. The findings indicate that adopting digital technologies such as mobile banking, blockchain, and artificial intelligence (AI) enhances efficiency, accessibility, and customer trust. Product diversification, including Hajj savings and waqf-based investments, also plays a crucial role in attracting modern consumers. However, limitations in technological infrastructure, resistance to change, and low financial literacy in Sharia banking pose significant obstacles. To address these issues, collaboration with fintech, regulatory strengthening, and investment in human resource development are recommended. These measures are expected to support financial inclusion, enhance competitiveness, and strengthen the contribution of Islamic banking to Indonesia's digital economy.
PRESERVATION AND CONSERVATION OF AL-QUR'AN COLLECTION IN NORTH SUMATERA AL-QURâ„¢AN HISTORY MUSEUM AS HISTORICAL STUDY Santri, Nur; Ritonga, Sakti
JUPIIS: JURNAL PENDIDIKAN ILMU-ILMU SOSIAL Vol. 15 No. 1 (2023): JUPIIS (JURNAL PENDIDIKAN ILMU ILMU SOSIAL) JUNE
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jupiis.v15i1.45115

Abstract

This research study examines the results of the preservation and conservation of the Koran collection at the Al-Quran History Museum in North Sumatra as a study of historical studies. The North Sumatra Al-Qur'an History Museum is a museum founded by Dr. Phil Ichwan Azhari, M.S which was inaugurated by Governor Edy Rahmayadi in 2019. The Al-Qur'an Museum was established with the aim of increasing public knowledge that North Sumatra had Islamic history and civilization in the past. This study used a descriptive qualitative research method with the researcher then functioning as a key tool. Data collection uses literature studies, observations, document analysis and interviews. The results of the study show that the collection of Al-Qur'an in the Museum of Al-Qur'an History of North Sumatra which has been preserved and conserved can be used as material for studying historical studies that can be utilized by historians, history teachers, or history enthusiasts and others, especially through historical methods namely heuristics, external criticism and internal criticism, interpretation, and historiography. The hope is that by utilizing the Al-Qur'an collection at the Museum of Al-Qur'an History in North Sumatra, it will further enrich the treasures of works of Islamic history.