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All Journal Priviet Social Sciences Journal Jurnal Ilmu Sosial, Humaniora dan Seni Journal of Sharia Economics, Banking and Accounting
Yazid, Muhammad Hikmal
Unknown Affiliation
Arts Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Relasi Dan Makna Cerita Fantastik Dalam Novel “Kisah Tanah Jawa ”Karya Mada Zidan. Yazid, Muhammad Hikmal; Atikurrahman, Moh
Jurnal Ilmu Sosial, Humaniora dan Seni Vol. 2 No. 2 (2023): September - Oktober
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jishs.v2i2.1194

Abstract

This study describes several stories in the mystical land of Java and are still a distinctive culture of people's lives during the colonial period in the Story of the Land of Java. The land of Java has many mystery stories that will not be finished overnight. Mysterious figures, mystical rituals and haunted places, always make us curious. This research uses the fantastic theory of Tzvetan Todorov and the important thing from what Todorov says is that the readers' doubts in the two camps of doubt are before the first condition in fantastical. This phenomenon can be felt by the reader in the two estuaries of imagination and reality.According to Djokosujatmo (2005) fantastic is a doubt that is felt by humans who only know natural law, when facing a phenomenon that looks supernatural in life. we can draw the conclusion that the work is able to show the existence of dominant fantastical stories from motifs, plots, themes, characters, space, time and realistic decor. All of these elements move towards a single element that unites a fantastic story that manifests its phenomena illogically and under the expectations of its readers.  
Mengurai Hubungan Literasi Keuangan dan Pembiayaan UMKM: Studi Kasus ‎Transformasi Ekonomi Mikro Yazid, Muhammad Hikmal
Journal of Sharia Economics, Banking and Accounting Vol 2, No 2: 2025
Publisher : STAI Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jseba.v2i2.175

Abstract

Artikel ini bertujuan untuk menganalisis hubungan antara literasi keuangan dan akses pembiayaan pada UMKM di Indonesia serta dampaknya terhadap perkembangan ekonomi mikro. UMKM memiliki peran yang sangat penting dalam perekonomian Indonesia, namun seringkali menghadapi tantangan dalam memperoleh pembiayaan dari lembaga keuangan formal. Salah satu faktor yang mempengaruhi adalah tingkat literasi keuangan pelaku UMKM yang masih rendah. Penelitian ini menggunakan pendekatan kualitatif dengan studi kasus pada beberapa UMKM yang telah mengikuti program literasi keuangan yang diselenggarakan oleh Bank Indonesia. Hasil penelitian menunjukkan bahwa peningkatan literasi keuangan dapat memperbesar peluang UMKM dalam mengakses pembiayaan formal, yang berdampak pada stabilitas dan keberlanjutan usaha. Program literasi keuangan yang diterapkan oleh Bank Indonesia memberikan pelatihan tentang pengelolaan keuangan yang baik, perencanaan keuangan, serta pemahaman tentang produk dan layanan keuangan yang tersedia. Meskipun demikian, penelitian ini juga menemukan adanya sejumlah kendala yang dihadapi oleh pelaku UMKM, seperti rendahnya kesadaran akan pentingnya pengelolaan keuangan yang tepat, keterbatasan pengetahuan mengenai produk keuangan, dan keterbatasan akses terhadap teknologi yang memadai. Selain itu, terdapat juga tantangan dalam mengintegrasikan pengetahuan yang diperoleh dari pelatihan ke dalam praktik sehari-hari. Oleh karena itu, penelitian ini menyimpulkan bahwa program literasi keuangan yang telah diterapkan perlu ditingkatkan dan diperluas, serta disesuaikan dengan karakteristik dan kebutuhan spesifik masing-masing sektor UMKM. Peningkatan akses terhadap teknologi dan penyuluhan yang lebih intensif juga diperlukan untuk memastikan bahwa pelaku UMKM dapat memanfaatkan pembiayaan secara maksimal. Penelitian ini diharapkan dapat memberikan kontribusi dalam pengembangan kebijakan ekonomi mikro yang lebih inklusif dan berkelanjutan.
Algorithmic exposure and identity work among Indonesia’s generation z creators: reframing work culture in the platform economy Yazid, Muhammad Hikmal
Priviet Social Sciences Journal Vol. 6 No. 3 (2026): March 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i3.926

Abstract

This article examines how Indonesia’s Generation Z creative workers negotiate autonomy, identity, and precarity within the algorithmic infrastructures of the digital platform economy. Drawing on a mixed-method study across Jakarta, Bandung, and Yogyakarta (n = 312 survey; 20 interviews), the paper develops an integrated model linking platform affordances, algorithmic exposure, and identity work to income volatility and well-being. While theories of platform labour and identity work often derive from Western individualistic contexts, this study positions the Indonesian case as a boundary condition—where collectivist norms and affective reciprocity modify the logic of algorithmic precarity. Findings reveal that creative autonomy is increasingly mediated by algorithmic visibility metrics, transforming personal branding into a form of economic labour. Autonomy and creative freedom coexist with structural insecurity, producing a paradox of entrepreneurial dependence. The article contributes theoretically by identifying three mechanisms—algorithmic exposure, self-branding labour, and communal buffering—that reconfigure the platform–labour–identity nexus in emerging economies. Policy implications include the need for portable social protection, algorithmic transparency, and regional creative infrastructure to stabilize digital livelihoods. By integrating quantitative indicators with qualitative narratives, the study advances a socio-economic understanding of how digital capitalism reshapes work, identity, and social reproduction in Southeast Asia.
Co-Authors Atikurrahman, Moh