Rima Handayani
Fakultas Ekonomi dan Bisnis, Universitas Pamulang

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THE INFLUENCE OF MOTIVATION AND WORK ENVIRONMENT ON EMPLOYEE PERFORMANCE Rahmi Hermawati; Eni Puji Astuti; Rima Handayani
International Journal Management and Economic Vol. 3 No. 2 (2024): May: International Journal Management and Economic
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijme.v3i2.1290

Abstract

This research aims to investigate the impact of motivation and work environment on employee performance at the Depok City Public Works and Spatial Planning Department, both partially and jointly. The research method is quantitative with an associative approach, with questionnaires collecting data. The population studied was 106 people, and the sample was selected using a saturated sampling technique of 106 people. Data analysis includes validity tests, reliability tests, classical assumption tests, multiple linear regression, correlation coefficient tests, and determination. The research results show that motivation partially significantly affects employee performance. Likewise, the work environment also partially significantly affects employee performance. Simultaneously, motivation and work environment also significantly affect employee performance. The results of the determination test show that motivation and work environment contribute 61.5% to employee performance, while other factors influence the remaining 38.5%.
THE INFLUENCE OF LOAN TO DEPOSIT RATIO AND DEBT TO EQUITY RATIO ON RETURN ON EQUITY AT PT BANK NEGARA INDONESIA (PERSERO) TBK FOR THE PERIOD 2014–2023 Eni Puji Astuti; Rahmi Hermawati; Rima Handayani
International Journal Management and Economic Vol. 4 No. 1 (2025): January: International Journal Management and Economic
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijme.v4i1.1854

Abstract

This study aims to analyze the influence of the Loan to Deposit Ratio (LDR) and Debt to Equity Ratio (DER) on Return on Equity (ROE) at PT Bank Negara Indonesia (Persero) Tbk during the 2014–2023 period. Using a descriptive quantitative approach, this research leverages financial statement data from the company over ten years. The analysis involves multiple linear regression, with LDR and DER serving as independent variables and ROE as the dependent variable. The findings reveal that LDR does not significantly affect ROE, indicating that the bank's liquidity in channeling third-party funds into credit does not directly enhance profitability. Similarly, DER does not show a significant influence on ROE, suggesting that financial leverage alone is not a determining factor for profitability. Furthermore, the simultaneous analysis of LDR and DER demonstrates no significant impact on ROE, highlighting the need to consider other factors that might play a more substantial role in influencing financial performance. The results suggest that operational efficiency, credit quality, risk management, and macroeconomic conditions may be more critical determinants of ROE. This study underscores the importance of adopting a comprehensive approach to analyzing financial performance and offers recommendations for improving profitability and competitiveness in the banking sector.