Article Per Year (5 Year)
p-Index From 2021 - 2026
0.983
P-Index
This Author published in this journals
All Journal JIM : Journal Of International Management Journal of Innovative and Creativity Jurnal Ekonomi Manajemen dan Sekretari
Muhammad Maulana
Universitas Islam Negeri Ar-Raniry
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
Sikap Keuangan, Lingkungan, dan Minat Bertransaksi Serta Pengaruhnya Terhadap Literasi Keuangan Syariah: Studi Empiris di Kota Banda Aceh Muhammad Herizal Ihza; Muhammad Maulana; Muhammad Adnan
Jurnal Ekonomi Manajemen dan Sekretari Vol. 9 No. 1 (2024): APRIL 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemensri.v9i1.2966

Abstract

Conventional financial literacy still dominates Islamic financial literacy, even though the Muslim population is the majority in Indonesia. The people of Banda Aceh City have increased after the implementation of Qanun No.11 of 2018 concerning the operation of Islamic financial institutions throughout Aceh. Public awareness of the importance of Islamic financial literacy is reflected in people's financial attitudes that are getting better, also supported by the environment (situation) that makes people increasingly adjust their Islamic financial literacy to environmental factors and the increasing interest of the community to transact in Islamic financial institutions makes people continue to strive to improve Islamic financial literacy. This study aims to analyze the influence of financial attitude, environment, and interest in transactions on Islamic financial literacy in the people of Banda Aceh City. The research uses a quantitative method with an associative approach. The results of the study show that partially the variables of financial attitude, environment, and interest in transactions have a positive and significant effect on Islamic financial literacy in the people of Banda Aceh City. This research can be used by the people of Banda Aceh City to continue to improve their Sharia financial literacy to the highest scale, which is very good because currently the community's Sharia financial literacy is still relatively good and this is a challenge for the Banda Aceh City Government to make regulations and policies that can help improve sharia financial literacy in the people of Banda Aceh City.
Strategi Pemerintah Aceh dalam Mereduksi Tingkat Kemiskinan: Kajian dari Perspektif Maqashid Syariah Zulfan Adi Putra; Muhammad Maulana; Muhammad Zulhimi
Jurnal Ekonomi Manajemen dan Sekretari Vol. 9 No. 1 (2024): APRIL 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemensri.v9i1.2967

Abstract

Penelitian ini bertujuan untuk melihat strategi program-program pengentasan kemiskinan di Aceh dengan mempertimbangkan prinsip-prinsip maqashid syariah, serta untuk meninjau strategi program, evaluasi, dan keberhasilan capaian. Penelitian ini menggunakan jenis kualitatif dengan pendekatan analisis deskriptif. Sumber data primer yang diperoleh melalui wawancara, observasi, dan dokumentasi. Sedangkan data sekunder diperoleh melalui buku, dan artikel. Hasil temuan, penelitian: (1) Pengentasan kemiskinan di Aceh dalam bentuk program: a) Mengurangi beban pengeluaran, masyarakat, b) Meningkatkan pendapatan masyarakat dan c) Mengurangi jumlah kantong kantong kemiskinan. (2) Evaluasi Pemeritah Aceh terhadap pelaksanaan pengentasan kemiskinan sudah baik tetapi belum sepenuhnya optimal, disebabkan masih banyak terjadi kesalahan pendataan, miss data dan salah sasaran penerima manfaat dilapangan. (3) Pelaksanaan program dan strategi pengentasan, kemiskinan, di Aceh sudah sesuai menurut, konsep magashid syariah, kesesuaian terlihat pada pendekatan program pengentasan kemiskinan pada aspek, "dharuriyyah" yang secara rasionalnya dapat dilihat dari pendekatan ekonomi yang mengacu pada penjagaan harta (hifz mal), penjagaan jiwa (hifz.nafs) dan penjagaan keturunan (hifz nasl). Kemudian tidak sesuai menurut konsep magashid syariah, ketidak sesuaian tersebut terlihat seringkali terjadi tidak tepat sasaran program.
Reformasi Pasar dan Tata Kelola Ekonomi Nabi Muhammad di Madinah: Telaah Historis dalam Perspektif Sejarah Peradaban Islam Muhammad Hanif Alghiffari; Muhammad Maulana
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i2.12079

Abstract

Artikel ini mengkaji kebijakan reformasi pasar dan tata kelola ekonomi Nabi Muhammad SAW di Madinah pasca-Hijrah tahun 622 M sebagai telaah historis dalam perspektif sejarah peradaban Islam. Latar belakang penelitian ini adalah kondisi ekonomi yang timpang di Madinah, di mana kelompok Yahudi khususnya Banu Qaynuqa, Banu Nadir, dan Banu Qurayzah mendominasi sektor perdagangan, keuangan, dan pertanian melalui praktik riba, monopoli, dan penimbunan (ikhtikar), sementara kaum Muhajirin menghadapi krisis ekonomi akibat meninggalkan seluruh aset mereka di Mekah. Penelitian ini bertujuan mengidentifikasi dan menganalisis strategi serta kebijakan Nabi Muhammad SAW dalam membangun tatanan pasar yang berkeadilan di tengah masyarakat Madinah yang heterogen. Metode yang digunakan adalah pendekatan kualitatif-kepustakaan (library research) dengan pendekatan kajian historis. Hasil penelitian menunjukkan bahwa Nabi Muhammad SAW menempuh sejumlah kebijakan strategis: (1) mendirikan pasar Islam pertama, Suqul Ansar, yang bebas dari sewa, pajak, dan pungutan; (2) menerapkan regulasi harga berbasis mekanisme pasar yang etis dengan melarang monopoli dan manipulasi harga; (3) melarang secara tegas praktik-praktik eksploitatif berupa ikhtikar, riba, gharar, najash, dan talaqqi al-rukban; (4) menetapkan standar takaran dan timbangan yang adil; serta (5) membentuk lembaga hisbah dengan muhtasib sebagai pengawas dan penegak etika pasar. Kebijakan-kebijakan ini terbukti berdampak signifikan pada stabilitas harga, perlindungan konsumen, pengurangan ketimpangan ekonomi, dan peningkatan kohesi sosial komunitas Muslim awal. Penelitian ini menegaskan bahwa pasar Madinah bukan sekadar institusi ekonomi, melainkan juga instrumen sosial dan keagamaan dalam membangun peradaban Islam yang adil dan berkelanjutan.
PERUBAHAN FUNGSI LAHAN SAWAH DAN DAMPAKNYA TERHADAP KESEJAHTERAAN MASYARAKAT ACEH BESAR MENURUT TA?ARRUF F? ISTI’M?L AL-M?L Syahrul Ramadhan; Muhammad Maulana; Khairul Amri
JIM : Journal Of International Management Vol 4 No 01 (2025): JIM : Journal Of International Management
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jim.v4i01.2086

Abstract

This study examines changes in the function of rice fields and their impact on community welfare in Aceh Besar from the perspective of Tasarruf Fi Istimal Al-Mal. The conversion of rice fields into non-agricultural land has become a critical issue, as rice fields serve as a primary source of food security and farmers’ income. The study aims to identify the factors driving land-use change, analyze its economic and environmental impacts on farming communities, and assess the phenomenon through the lens of Islamic economic principles. A qualitative naturalistic approach was employed. Data were collected through in-depth interviews with affected communities and village officials, as well as participatory field observations. Data analysis was conducted inductively through data reduction, narrative presentation, and conclusion drawing based on fiqh muamalah perspectives. The finding is influenced by economic pressures, housing demands, and weak local land protection policies. The negative impacts include reduced agricultural land, declining farmers’ income and employment opportunities, and increasing social inequality. From the perspective of Tasarruf Fi Istimal Al-Mal, the study emphasizes the need for responsible and equitable asset management to ensure food security and long-term community welfare.
PENGARUH PEMBIAYAAN PERBANKAN TERHADAP KINERJA USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DI INDONESIA Farah Chalisa; Muhammad Maulana; Israk Ahmadsyah
JIM : Journal Of International Management Vol 4 No 01 (2025): JIM : Journal Of International Management
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jim.v4i01.2270

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a fundamental pillar of Indonesia’s economy, contributing significantly to employment generation and income distribution. However, limited access to formal financing remains a key obstacle to improving MSME performance and expanding business capacity. This study aims to examine the effect of bank financing on MSME performance in Indonesia, measured by production value, assets, and employment. This research uses provincial-level panel data of MSMEs in Indonesia from 2017 to 2023, excluding several newly established provinces. Panel data regression analysis is applied to investigate the impact of investment financing and working capital financing on MSME performance indicators. The findings reveal that bank financing has a positive and significant effect on production value, asset growth, and labor absorption. These results underline the strategic role of banks as financial intermediaries in supporting MSME development and promoting sustainable and inclusive economic growth in Indonesia.
Co-Authors Farah Chalisa Israk Ahmadsyah Khairul Amri Muhammad Adnan Muhammad Hanif Alghiffari Muhammad Herizal Ihza Muhammad Zulhimi Syahrul Ramadhan Zulfan Adi Putra