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Increasing Public Awareness of Financial Planning through Life Insurance Education: An Effort to Promote a Sustainable Economy in Indonesia Utami, Nabela; Fadil, Cholid; Imaningsih, Niniek
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.828

Abstract

One of the most important factors in a healthy private financial study is literacy, especially among Indonesian people who still have a low level of understanding. The purpose of this study is to increase public awareness of financial literacy through mental education which is considered capable of improving the ongoing economic conditions. The methods used are seminars and canvas campaigns to provide information about financial literacy and the value of insurance for children. The results of the program show that there is an increase in student awareness, especially among college students, about the importance of risk assessment and risk mitigation through insurance. In addition, many people who are just starting out believe that insurance for children serves as protection and investment. The summary of this activity shows that effective education can increase public awareness and understanding of financial literacy.
Increasing Public Awareness of Financial Planning through Life Insurance Education: An Effort to Promote a Sustainable Economy in Indonesia Utami, Nabela; Fadil, Cholid; Imaningsih, Niniek
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.828

Abstract

One of the most important factors in a healthy private financial study is literacy, especially among Indonesian people who still have a low level of understanding. The purpose of this study is to increase public awareness of financial literacy through mental education which is considered capable of improving the ongoing economic conditions. The methods used are seminars and canvas campaigns to provide information about financial literacy and the value of insurance for children. The results of the program show that there is an increase in student awareness, especially among college students, about the importance of risk assessment and risk mitigation through insurance. In addition, many people who are just starting out believe that insurance for children serves as protection and investment. The summary of this activity shows that effective education can increase public awareness and understanding of financial literacy.
Sinergi Pembuatan NIB dan Pelatihan Keuangan dalam Meningkatkan Kapasitas UMKM di Kelurahan Gading Kecamatan Tambaksari Putra, Firman; Mohammad , Ferry Firmansyah; Rianto, Intan Nuraini; Utami, Nabela; Silalahi, Agnes Tresia
Jurnal Pengabdian Inovasi Masyarakat Indonesia Vol. 4 No. 2b (2025): Edisi khusus Dies Natalis Universitas Mataram
Publisher : Program Studi Pendidikan Kimia FKIP Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/cscqyt86

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kelurahan Gading, Kecamatan Tambaksari, Kota Surabaya, dalam aspek legalitas usaha dan pencatatan keuangan. Masih banyak pelaku UMKM yang belum memiliki Nomor Induk Berusaha (NIB) dan tidak melakukan pencatatan keuangan secara terstruktur, yang menyebabkan keterbatasan akses terhadap bantuan pemerintah, perlindungan hukum, serta kesulitan dalam mengevaluasi kinerja usaha. Untuk itu, tim pengabdian dari KKN Tematik Bela Negara SDGs Kelompok 28 UPN “Veteran” Jawa Timur melaksanakan program pemberdayaan dalam tiga tahap, yaitu survei kepada koordinator dan pelaku UMKM, pendataan dan seleksi peserta pendampingan, serta pelaksanaan program pembuatan NIB dan pelatihan pencatatan keuangan menggunakan aplikasi MyBisnis. Dari total UMKM yang disurvei, lima pelaku usaha bersedia mengikuti program secara penuh dan dibimbing langsung hingga memperoleh NIB serta mampu menggunakan aplikasi pencatatan keuangan dengan baik. Hasil kegiatan menunjukkan bahwa para pelaku UMKM mengalami peningkatan pemahaman dan keterampilan dalam mengelola usahanya secara legal dan tertib. Selain itu, kegiatan ini juga mendapatkan respons positif karena dinilai praktis, gratis, dan langsung menyentuh kebutuhan pelaku usaha di lapangan. Program ini diharapkan dapat menjadi model pemberdayaan UMKM yang mudah ditiru di wilayah lain, serta mendorong terciptanya ekosistem usaha kecil yang lebih siap bersaing dan berkelanjutan di era digital.