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All Journal JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Jurnal Ilmiah Pendidikan Holistik (JIPH)
Vivien, Vivien
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Mathematics

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The Position and Implementation of Pancasila in the Life of the Indonesian Nation and State Sitorus, Rolib; Saragih, Joy Zaman Felix; Wilim, Anastasia; Lauvender, Felix Tommy; Fernando, Fernando; Wijaya, Gavin Timberlake; Jessen, Jessen; Vivien, Vivien
Jurnal Ilmiah Pendidikan Holistik (JIPH) Vol. 4 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jiph.v4i1.12773

Abstract

The purpose of this research is to find out and investigate the place and application of Pancasila in the life of society and the state in Indonesia. The formation of values, conventions, and legal systems that govern the life of the nation and state is highly dependent on Pancasila as the basis of the state. The research method used in scientific articles is a normative research method that uses a conceptual approach based on actual cases as well as an approach in norms as well as various legal regulations and real practices of people's lives. The diversity of ethnicities, religions, and customs form a diverse Indonesian society, which Pancasila wants to unite. The ideals of justice and unity, which uphold the principles of a just and civilized humanity, are the embodiment of Pancasila as the foundation of the state in daily life. However, there are various obstacles in the implementation of Pancasila in various fields, such as the social, political, and economic fields. Therefore, efforts are needed to remain sustainable in maintaining the relevance and implementation of Pancasila in the dynamics of the life of the nation and state of Indonesia.
Financial Literacy as a Mediator of Gen Z’s Financial Management Behavior Budiman, Johny; Vivien, Vivien
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 7 No 2 (2026): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v7i2.5491

Abstract

Purpose: This study examines the relationships between financial attitudes, socialization, experience, and knowledge and financial management behavior, with a specific focus on the mediating role of financial literacy among Generation Z in Batam City. Methodology/approach: This study used a quantitative approach in Batam, Indonesia. Data were collected from 394 Generation Z respondents using a structured questionnaire adapted from prior research. The analysis was performed using PLS-SEM with the SmartPLS 3.0 software. Results/findings: The findings show that financial socialization and experience significantly improve financial literacy, whereas attitudes and knowledge have little effect. Financial literacy directly influences financial management behavior and mediates the impact of socialization and experience, but not attitudes, highlighting its key role in shaping Generation Z’s financial behavior Conclusions: The analysis confirmed that all variables met the validity and reliability standards. Socialization and experience significantly influenced financial literacy, whereas attitude and knowledge had minimal effects. It also directly affected financial management behavior and mediated the impact of socialization and experience, but not attitude. Limitations: This study focused only on respondents from Batam and used quantitative methods. This study also did not consider other factors that may affect individual financial management and did not explore the mediating role of financial literacy in depth. Contributions: This study offers insights into financial education by showing how practical experience and social interaction can enhance Generation Z’s financial literacy and guide the design of effective educational programs.
Co-Authors Fernando Fernando, Fernando Jessen, Jessen Johny Budiman Lauvender, Felix Tommy Saragih, Joy Zaman Felix Sitorus, Rolib Wijaya, Gavin Timberlake Wilim, Anastasia