Petra Putri Sarinah Pandiangan
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Journal : Jurnal Riset Rumpun Matematika dan Ilmu Pengetahuan Alam (JURRIMIPA)

Analisis Laju Pertumbuhan Kota Pematang Siantar dengan Menggunakan Konsep Integral Tak Wajar pada Tahun 2024–2025 Suvriadi Panggabean; Petra Putri Sarinah Pandiangan; Mhd Fachrizal; Arief Rachman Pakpahan; Alya Dwi Lestari; Livia Mutianda; Lestari Novianti Sinurat
JURNAL RISET RUMPUN MATEMATIKA DAN ILMU PENGETAHUAN ALAM Vol. 4 No. 1 (2025): April : Jurnal Riset Rumpun Matematika dan Ilmu Pengetahuan Alam
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrimipa.v4i1.4579

Abstract

In this study, the population growth rate of Pematang Siantar City during the period 2022–2025 is discussed through an improper integral approach. Population growth patterns must be analyzed and predicted in the long term. Linear, geometric, and exponential growth models are used to analyze data taken from the Statistics Center. The calculation results show that the population growth rate changes every year, with an average change of 0.10% per year. The prediction for 2025–2026 shows a growth of 0.59%, indicating an increase in population. However, through an improper integral approach, it is found that a population that experiences a decrease in growth rate over time will reach a limited cumulative total population value, even if the population continues to increase. These results indicate that a long-term downward trend can lead to population shrinkage, uncontrolled growth can lead to population density. As a result, this study is expected to provide a scientific basis for population policies and sustainable development planning in Pematang Siantar City.
Penerapan Konsep Bunga Majemuk dalam Analisis Pertumbuhan Modal Usaha Penjual Sayur di Pasar Tradisional MMTC Medan Arnah Ritonga; Endang Lyfia Saragih; Grace Amelia Purba; Petra Putri Sarinah Pandiangan; Rizka Nabila Damanik
JURNAL RISET RUMPUN MATEMATIKA DAN ILMU PENGETAHUAN ALAM Vol. 4 No. 2 (2025): Agustus: Jurnal Riset Rumpun Matematika dan Ilmu Pengetahuan Alam
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrimipa.v4i2.6937

Abstract

This study analyzes the application of the compound interest concept in evaluating capital growth among vegetable vendors at the MMTC Traditional Market in Medan, North Sumatra. The research highlights the low level of financial literacy among micro-entrepreneurs in Indonesia, which currently stands at only 38.03%, and its implications for business sustainability. Traditional market traders generally employ basic bookkeeping practices focused solely on daily cash flow, without considering the time value of money or the growth potential from systematic profit reinvestment. Using a mixed-methods approach, this study combines semi-structured interviews to explore existing financial management practices with quantitative modeling based on the discrete compound interest formula to simulate various capital growth scenarios. The analysis reveals that disciplined reinvestment strategies, even when initiated with modest capital and conservative growth rates, can lead to substantial capital accumulation within three to five years. Three primary barriers to capital growth were identified: limited understanding of financial mathematics, lack of long-term planning, and a tendency to prioritize immediate consumption over investment. This research underscores the transformative potential of compound interest principles for micro-enterprise development and recommends practical financial literacy training along with supportive financial ecosystems that encourage sustainable reinvestment practices.