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All Journal JAE (Jurnal Akuntansi dan Ekonomi) Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah
Pratiwi, Aziizah Nur
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Economics, Econometrics & Finance

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Digital Financial Literacy dan Financial Stress and Hardship: Analisis Mediasi Positive Financial Behavior Using Digital Finance terhadap Financial Well-Being pada Pasangan Muda Muslim yang Menikah di Tangerang Pratiwi, Aziizah Nur; Amri, Andi
JAE (JURNAL AKUNTANSI DAN EKONOMI) Vol 10 No 1 (2025): JAE (Jurnal Akuntansi dan Ekonomi)
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jae.v10i1.24614

Abstract

This study aims to determine and analyze Digital Financial Literacy and Financial Stress and Hardship: Mediation Analysis of Positive Financial Behavior Using Digital Finance on Financial Well-Being in Young Muslim Married Couples in Tangerang. This type of research uses quantitative with a causality approach using primary data in the form of questionnaires as a source of data collection. This study used Random Sampling of Young Muslim Married Couples in Tangerang with a total of 100 respondents. The data analysis technique used is SEM (Structural Equation Modeling) with the help of SmartPLS software version 4. The results showed that 1) DFL has no positive effect on FWB. 2) DFL has no positive effect on PFBUDF. 3) FSH has no positive effect on PFBUDF. 4) FSH has a positive effect on FWB. 5) PFBUDF has a positive effect on FWB. 6) PFBUDF does not play a significant role in mediating DFL and FWB. 7) PFBUDF plays a significant role in mediating FSH and FWB.
Studi Kualitatif tentang Faktor-faktor yang Mempengaruhi Loyalitas Nasabah pada Bank Syariah Indonesia Pratiwi, Aziizah Nur; MAHARANI, TASYA; Amri, Andi
Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Vol. 7 No. 2 (2025): Iqtishodiah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62490/iqtishodiah.v7i2.1314

Abstract

Studi ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi loyalitas nasabah di sektor perbankan, dengan fokus khusus pada perbankan syariah di Indonesia. Penelitian ini menekankan pada dampak kualitas layanan, kepercayaan, kepuasan, dan citra merek terhadap loyalitas nasabah. Dengan menerapkan pendekatan kuantitatif dan metode survei, data dikumpulkan dari nasabah bank syariah dan dianalisis menggunakan teknik regresi berganda. Temuan penelitian menunjukkan bahwa kepuasan dan kepercayaan memiliki pengaruh yang signifikan terhadap loyalitas nasabah. Diharapkan hasil penelitian ini dapat memberikan kontribusi dalam pengembangan strategi pemasaran dan pelayanan di industri perbankan syariah.
Co-Authors Amri, Andi Maharani, Tasya