Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Jurnal Riset Akuntansi Aksioma
Pelix, Leorensius
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
STRATEGI PERTUMBUHAN BERKELANJUTAN BAGI KOPERASI SIMPAN PINJAM MARENDENG DI ERA DIGITAL Pelix, Leorensius; Pallangan, Mellda Ati; Tongli, Bernadeth
Jurnal Riset Akuntansi Vol 24 No 1 (2025): Jurnal Riset Akuntansi Aksioma, Juni 2025
Publisher : Jurusan Akuntansi Fakultas Ekonomi Dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Savings and Loan Cooperatives (KSP) play a role in increasing financial inclusion, but face challenges in the digital era due to competition with fintech and digital banking. This study analyzes sustainable growth strategies for KSP using qualitative literature study methods. The results of the study indicate that digitalization can improve operational efficiency, expand financial access, and increase KSP competitiveness. The main strategies that can be implemented include service digitalization, strengthening governance, increasing digital literacy, and collaboration with fintech. The main challenges faced are limited technological infrastructure and regulatory complexity. Therefore, KSP needs to adopt an adaptive strategy to remain competitive and sustainable amidst digital change. This study contributes to providing strategic insights for KSP managers and becomes a reference for regulators in supporting cooperative digitalization.
Co-Authors Bernadeth Tongli Pallangan, Mellda Ati