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All Journal Jurnal IPTEK Bagi Masyarakat PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC)
Nainggolan, Susan Grace V.
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Education Mechanical Engineering Physics Public Health Social Sciences Other

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Edukasi Pinjaman Online dan Transaksi Digital bagi Pelaku UMKM Gultom, Pesta; Nainggolan, Susan Grace V.; Hariana, Frizkha
Jurnal IPTEK Bagi Masyarakat Vol 2 No 1 (2022)
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/jibm.v2i1.204

Abstract

Objek pengabdian kepada masyarakat pada kegiatan ini adalah desa binaan LPPM STIE Eka Prasetya yaitu desa Pematang Johar. Kegiatan pelaksanan pengabdian kepada masyarakat didasar dengan tujuan mengedukasi para pelaku UMKM desa Pematang Johar dalam pemahaman mengenai pinjaman online yang terdaftar di OJK, dan transaksi digital yang bermanfaat untuk pecatatan uang masuk dan keluar secara otomatis. Keterlibatan para UMKM dalam kegiatan ini sangat antusias, dan keinginan tahu tentang pinjaman online sangat tinggi, hal ini terlihat tanya jawab yang berlangsung sangat baik.
The Effect of Financial Literation and Financial Attitude on Financial Behavior in Modernization Era (Case study on employees of PT. Paluta Inti Sawit) Shelvina; Nainggolan, Susan Grace V.
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 2 (2023): Regional Economics Development and Business Transformation in the Digital Era
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v2i1.141

Abstract

ABSTRACT This study aims to determine whether financial literacy and financial attitude have a significant effect on financial behavior in modernization era among employees of PT. Paluta Inti Sawit. The study uses quantitative data method and the data source is primary data. The population in this study are all employees with top and middle management levels working at PT. Paluta Inti Sawit, totaling 38 employees. The sample in this study includes all employees at the top and middle management levels working at PT. Paluta Inti Sawit, using a saturated sampling method. Data analysis and testing consist of validity test, reliability test, descriptive statistics, the classical assumption test, multiple regression analysis, partial hypothesis testing (T test) and simultaneous hypothesis testing (F test), and coefficient of determination test (R²). The results of this study show that financial literacy has a significant effect on financial behavior, with a calculated T-count of 3.182 > T-table of 2.028. Financial attitude also has a significant effect on financial behavior, with a calculated T-count of 3.925 > T-table of 2.028. Financial literacy and financial attitude have a significant effect on financial behavior, with a calculated F-count of 22.077 > F-table of 3.27 and the regression coefficient is 55,8%. Keywords: Financial Literacy; Financial Attitude; Financial Behavior
Co-Authors Gultom, Pesta Hariana, Frizkha Shelvina