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All Journal Journal of Social Research INJURITY: Journal of Interdisciplinary Studies
Samosir, Redy Rahmad
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Public Health Social Sciences

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Legal Policy Strategy for Banking Lending in Support of Sustainable Energy Sector to Achieve Community Welfare Samosir, Redy Rahmad; Sulaiman, Abdullah; Barthos, Megawati
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 3 No. 12 (2024): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v3i12.1386

Abstract

The development of the sustainable energy sector in Indonesia is an important effort in supporting the transition to a green economy. This research delineates specific issues to be addressed, focusing on three main questions: (1) What policies govern the distribution of bank credit to support sustainable energy projects undertaken by micro, small, and medium enterprises (MSMEs) in Indonesia? (2) What is the role of government policies and related regulations in supporting sustainable energy financing? (3) What are the challenges that MSMEs face in securing financing for sustainable projects? (4) What areas are the critical areas for policy improvement and regulatory support? This research could explore innovative strategies to enhance understanding of green finance options and improve the readiness of MSMEs to engage with banks. This study contributes to the understanding of the intersection between banking policy, government regulation, and sustainable energy development in Indonesia.
Procedures For Sustainable Credit Disbursement In The Banking Sector In Realizing Justice Samosir, Redy Rahmad; Sulaiman, Abdullah; Barthos, Megawati
Journal of Social Research Vol. 3 No. 2 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v3i1.1898

Abstract

This research explores sustainable lending procedures in the Indonesian banking sector, which is the key to fair and sustainable economic development. Based on Law No. 10 of 1998 concerning Amendments to Law No. 7 of 1992 concerning Banking, as well as Law No. 21 of 2011 amended by Law No. 4 of 2023 concerning Development and Strengthening of the Financial Sector, this study explores the implementation of Financial Services Authority Regulation No. 51/POJK.03/2017. Using a qualitative approach, researchers inventory and analyze relevant legal materials to assess the effectiveness of sustainable lending. The research findings show that despite progress, improvements in supervision and risk management are still needed to ensure sustainable financial practices. This research proposes a credit distribution model that takes into account the principles of justice and sustainability, through strategic coordination between financial institutions, government, and other stakeholders to achieve appropriate economic development goals based on the 1954 Constitution
Co-Authors Barthos, Megawati Sulaiman, Abdullah