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All Journal Journal of Social Research INJURITY: Journal of Interdisciplinary Studies
Samosir, Redy Rahmad
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Public Health Social Sciences

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Journal : Journal of Social Research

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Procedures For Sustainable Credit Disbursement In The Banking Sector In Realizing Justice Samosir, Redy Rahmad; Sulaiman, Abdullah; Barthos, Megawati
Journal of Social Research Vol. 3 No. 2 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v3i1.1898

Abstract

This research explores sustainable lending procedures in the Indonesian banking sector, which is the key to fair and sustainable economic development. Based on Law No. 10 of 1998 concerning Amendments to Law No. 7 of 1992 concerning Banking, as well as Law No. 21 of 2011 amended by Law No. 4 of 2023 concerning Development and Strengthening of the Financial Sector, this study explores the implementation of Financial Services Authority Regulation No. 51/POJK.03/2017. Using a qualitative approach, researchers inventory and analyze relevant legal materials to assess the effectiveness of sustainable lending. The research findings show that despite progress, improvements in supervision and risk management are still needed to ensure sustainable financial practices. This research proposes a credit distribution model that takes into account the principles of justice and sustainability, through strategic coordination between financial institutions, government, and other stakeholders to achieve appropriate economic development goals based on the 1954 Constitution
Co-Authors Barthos, Megawati Sulaiman, Abdullah